13851 Echo Dr, Sutter Creek, CA 95685 Property Records

Amador County property record for 13851 Echo Dr, Sutter Creek, CA 95685 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,997 sqft Living Area
Lot Size40 acres
OccupancyOwner Occupied
Last Sale$725,000 (2020)
Tax Bill$8,000.00 (2025)

Property Details

APN / Parcel Number

Primary APN015-110-012-000
Alternative APN
  • 1511001200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,997 sqft Living Area
1st Floor1,997 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Lot Area1,742,400 sqft
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area1,760 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceWell Water Source

Location & Zoning

Street Address13851 ECHO DR
CitySUTTER CREEK
StateCA
Zip95685-9534
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 RIDGEVIEW ESTATES SEC21 T7N R11E
Legal Range11E
Legal Township07N
Legal Section21
Legal SubdivisionRIDGEVIEW ESTATES
Legal Lot Number5
JurisdictionAMADOR CA
Minor Civil DivisionSUTTER CREEK-PLYMOUTH
Census Blockgroup2
Census Block2019
Census Tract201

Owner

Source: Amador County records · APN 015-110-012-000

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13851 ECHO DR, SUTTER CREEK, CA 95685-9534
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 22, 2020 · Amount on Record
Deed SaleJul 22, 2020 · Amount on Record
Deed Doc Number20205929
Prior Transfer DateNov 16, 2005
Prior Transfer Doc0000016673
Record RefreshedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionAMADOR CA
Recording DateJul 22, 2020
Property Address13851 ECHO DR, SUTTER CREEK, CA 95685-9534
Document Number0000005929
Instrument DateJul 20, 2020
Instrument2020-0005929
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3267, CITRUS HEIGHTS, CA 95611-3267

Mortgage

Document Number0000005930
DateJul 22, 2020
Instrument2020-0005930
Lender
NameMASTERS TEAM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Mortgage

Document Number0000005931
DateJul 22, 2020
Instrument2020-0005931
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueAug 01, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Amador County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAmador County
Unified School DistrictAmador County Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$800,455 (+2%) Land $358,824 Building $441,631
2025$8,000.00 (+3.95%)$784,761 (+4.04%) Land $351,789 Building $432,972
2024$781,920
2023$7,696.00 (+2.14%)$754,290 Land $338,130 Building $416,160
2022$7,535.00

Flood & Wildfire

13851 Echo Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Extreme risk).

Flood

Source: FEMA National Flood Hazard Layer · Amador County (06005C), updated June 30, 2022

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesExtreme
97th percentile of exposed land nationally · 85th in California
Wildfire LikelihoodVery High — about 1 in 70 per year
ExposureDirect
burnable vegetation at the parcel

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Echo Dr

Nearby Streets

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