13850 Covered Bridge Rd, Lowell, MI 49331 Property Records

Kent County property record for 13850 Covered Bridge Rd, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,054 sqft · built 1988
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Aug 2020)
Tax Bill	$4,826 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-16-24-326-002`

Property Details

APN / Parcel Number

Primary APN	`41-16-24-326-002`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,054 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	223,463 sqft (5.13 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13850 COVERED BRIDGE RD
City	LOWELL
State	MI
Zip	49331-9085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A FR
Legal Description	PART OF GOVT LOTS 2 & 3 COM 1946.83 FT S 0D 26M 40S W ALONG N&S 1/4 LINE & 1156.45 FT S 62D 22M 00S W ALONG CL OF COVERED
Legal Range	09W
Legal Township	07N
Legal Section	24
Legal Lot Number	2-3
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	1
Census Block	1045
Census Tract	12003

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fallasburg Historic District listed 1999 · 17 contributing resources · NRIS 98001217

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

13850 Covered Bridge Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13850 COVERED BRIDGE RD, LOWELL, MI 49331-9085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Aug 31, 2020	Warranty Deed, Transfer SUN TITLE AGENCY/MI LLC
Oct 1, 2019	Warranty Deed, Transfer CHICAGO TITLE/MI
Jul 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Prior Sale	Oct 1, 2019 · Amount on File
Deed Document Number	202078539
Prior Transfer Date	Jun 28, 2019
Prior Transfer Doc	0000052418
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	13850 COVERED BRIDGE RD, LOWELL, MI 49331-9085
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104607
Date	Nov 4, 2020
Instrument	20201104-0104607

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2023
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Aug 31, 2020
Property Address	13850 COVERED BRIDGE RD, LOWELL, MI 49331-9085
Document Number	0000078539
Instrument Date	Aug 19, 2020
Instrument	78539
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	SUN TITLE AGENCY/MI LLC

Transaction

Amount	Amount on Record
Tax	$774.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14222 THOMPSON DR LOWELL MI 493319139, LOWELL, MI 49331-9139

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 1, 2019
Property Address	13850 COVERED BRIDGE RD, LOWELL, MI 49331-9085
Document Number	0000075090
Instrument Date	Sep 27, 2019
Instrument	75090
Transaction Type	Transfer
Record Updated	Oct 21, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13876 BIERI RD LOWELL MI 493319198, LOWELL, MI 49331-9198

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jul 18, 2019
Property Address	13850 COVERED BRIDGE RD, LOWELL, MI 49331-9085
Document Number	0000052418
Instrument Date	Jun 28, 2019
Instrument	52418
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BAHIA WAY LEESBURG FL 347888608, LEESBURG, FL 34788-8608

Tax Assessment & Valuation

The 2025 property tax bill for 13850 Covered Bridge Rd was $4,826.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$213,700 (+3.24%)	$427,400 (+3.24%)
2025	$4,826.00 Homeowner's exemption	$207,000	$414,000
2023		$152,100	$304,200
2019	$1,981.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13850 Covered Bridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13850 Covered Bridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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