1385 Wl Williams Rd, Commerce, GA 30530 Property Records

Jackson County property record for 1385 Wl Williams Rd, Commerce, GA 30530

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,375 sqft · built 2022
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$625,000 (Mar 2023)
Tax Bill	$12,038 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2024 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`002 028`

Property Details

APN / Parcel Number

Primary APN	`002 028`
Alternative APN	`16498`

Interior

Full Baths	4 Baths
Stories	1 Story
Building Area	3,375 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	688 sqft
Porch	Slab
Utility Building	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	16498
Street Address	1385 WL WILLIAMS RD
City	COMMERCE
State	GA
Zip	30530-5454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	5.00 ACRES PLAT BK 83 PG 42
Legal Subdivision	CORNELL TEREI
Legal Block	83
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3064
Census Tract	10400

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage TRUST BANK
Jul 17, 2024	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Nov 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage OCONEE STATE BANK
Sep 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage OCONEE STATE BANK
Mar 30, 2023	Limited Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 10, 2021	Limited Warranty Deed, Transfer
Aug 5, 2021	Warranty Deed, Transfer
Feb 26, 2021	Limited Warranty Deed, Transfer
Oct 20, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	20231230
Deed Book / Page	105X / 536
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Recording Date	Jul 13, 2026
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	0121000626
Book / Page	121B / 626
Instrument Date	May 23, 2026
Transaction Type	Mortgage
Record Updated	Aug 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454

Mortgage

Document Number	0121000626,
Date	Jul 13, 2026
Book Page	121B/626

Lender

Name	TRUST BANK

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454

Mortgage

Document Number	00111S0000000660
Date	Jul 17, 2024
Book Page	000000111S/0000000660

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00099N0000000001
Date	Nov 22, 2021
Book Page	000000099N/0000000001

Lender

Name	OCONEE STATE BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00104B0000000250
Date	Sep 27, 2022
Book Page	000000104B/0000000250

Lender

Name	OCONEE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

March 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 30, 2023
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	00105X0536
Book / Page	105X / 536
Instrument Date	Mar 30, 2023
Instrument	2023-001230
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454

Mortgage

Document Number	000105X537
Date	Mar 30, 2023
Instrument	105X/537

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

September 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Sep 10, 2021
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	00098J0059
Book / Page	98J / 59
Instrument Date	Sep 10, 2021
Instrument	2021-004563
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1046 BLIND BROOK CIR, HOSCHTON, GA 30548-2099

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Aug 5, 2021
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	00097S0072
Book / Page	97S / 72
Instrument Date	Aug 5, 2021
Instrument	2021-003980
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	259 REGGIE INGRAM RD, COMMERCE, GA 30530-4056

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Feb 26, 2021
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	00094O0312
Book / Page	94O / 312
Instrument Date	Feb 26, 2021
Instrument	2021-000930
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HOMER RD, COMMERCE, GA 30529-1849

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Oct 20, 2017
Property Address	1385 WL WILLIAMS RD, COMMERCE, GA 30530-5454
Document Number	00078Q0763
Book / Page	00078Q / 000763
Instrument Date	Oct 16, 2017
Transaction Type	Transfer
Record Updated	Nov 20, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	W L WILLIAMS RD GA, GA

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$498,960 (-) Land $51,520 Building $447,440	$1,247,400 (-) Land $128,800 Building $1,118,600
2025	$12,038.00 (+92.73%) Homeowner's exemption	$498,960 (+67.1%) Land $51,520 Building $447,440	$1,247,400 (+67.1%) Land $128,800 Building $1,118,600
2024	$6,246.00 (-9.45%) Homeowner's exemption	$298,600 (+11.95%) Land $51,520 Building $247,080	$746,500 (+11.95%) Land $128,800 Building $617,700
2023	$6,898.00 (+834.69%)	$266,720 (+935.4%) Land $51,520 Building $215,200	$666,800 (+935.4%) Land $128,800 Building $538,000
2022	$738.00	$25,760 Land $25,760	$64,400 Land $64,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Windstream DSL	100 / 20

May also be available: Spectrum.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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