1385 Willow Crest Dr, Clermont, FL 34711 Property Records

Lake County property record for 1385 Willow Crest Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 2000
Lot Size	0.229 acres (10,010 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (May 2022)
Tax Bill	$3,067 (2024)
Deeds & Mortgages	Oct 2025 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-22-26-1505-000-12200`

Property Details

APN / Parcel Number

Primary APN	`20-22-26-1505-000-12200`
Alternative APN	`3790324`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,048 sqft Living Area
1st Floor Area	1,048 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	10,010 sqft (0.229 acres)
Garage Type	Finished
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3790324
Street Address	1385 WILLOW CREST DR
City	CLERMONT
State	FL
Zip	34711-2799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLERMONT NORTH RIDGE PHASE II SUB LOT 122 PB 42 PG 84-85 ORB 5962 PG 444
Legal Range	26E
Legal Township	22S
Legal Section	20
Legal Subdivision	CLERMONT
Legal Phase	2
Legal Tract	1505
Legal Lot Number	122
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2006
Census Tract	31320

Owner

1385 Willow Crest Dr is owned and occupied by an individual who bought it in May 2022.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	1385 WILLOW CREST DR, CLERMONT, FL 34711-2799
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
May 23, 2022	Warranty Deed, Transfer · FHA Mortgage ALKAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Nov 6, 2015 · Amount on File
Deed Document Number	2022072092
Deed Book / Page	5962 / 444
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	1385 WILLOW CREST DR, CLERMONT, FL 34711-2799
Transaction Type	Mortgage
Record Updated	Oct 27, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 WILLOW CREST DR, CLERMONT, FL 34711-2799

Mortgage

Document Number	0066120436
Date	Oct 9, 2025
Book Page	6612/436
Instrument	2025125223

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	320 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	May 23, 2022
Property Address	1385 WILLOW CREST DR, CLERMONT, FL 34711-2799
Document Number	0059620444
Book / Page	5962 / 444
Map Reference	MB 42 PG 84&85
Instrument Date	May 19, 2022
Instrument	2022072092
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OXFORD TITLE AGENCY, OXFORD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22520 CANTY ROAD 45 S, HOWEY IN THE HILLS, FL 34737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 WILLOW CREST DR, CLERMONT, FL 34711-2799

Mortgage

Document Number	0005962446
Date	May 23, 2022
Instrument	5962/446

Lender

Name	ALKAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,180 Land $100,000 Building $127,180	$248,938 Land $100,000 Building $148,938
2024	$3,067.00 (+2.13%)
2023	$3,003.00 (+5.11%) Homeowner's exemption	$214,354 (+16.67%)	$214,354 (+16.67%) Land $70,000 Building $144,354
2022	$2,857.00	$183,732	$183,732 Land $60,000 Building $123,732

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Willow Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Willow Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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