St. Louis County property record for 1385 Shilhon Rd, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,026 sqft · built 2002 |
| Lot Size | 13.5 acres (588,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Nov 2025) |
| Tax Bill | $5,516 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 315-0020-04375 |
| Primary APN | 315-0020-04375 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,026 sqft Gross Area |
| 1st Floor Area | 1,468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Block |
| Construction Type | Frame |
| Lot Area | 588,060 sqft (13.5 acres) |
| Garage Area | 728 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 106 sqft |
| Deck Area | 480 sqft |
| Storage Building | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 882104 |
|---|---|
| Street Address | 1385 SHILHON RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-8635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF SW1/4 OF SE1/4, LYING SOUTH ANDWEST OF THE LITTLE KNIFE RIVER, EXCEPT THATPART OF THE WEST 300.00 FEET OF THE |
| Legal Range | 12W |
| Legal Township | 52N |
| Legal Section | 26 |
| Legal Subdivision | DULUTH TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10500 |
Source: St. Louis County records · APN 315-0020-04375
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1610 14TH AVE, TWO HARBORS, MN 55616-1802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK MIDWEST |
| Nov 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTH SHORE FCU |
| Mar 28, 2018 | Deed of Trust, Mortgage · Line of Credit CENTRICITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2025 · Amount on Record |
| Deed Sale | Nov 13, 2025 · Amount on Record |
| Deed Document Number | 20251096106 |
| Prior Transfer Date | Mar 26, 2009 |
| Prior Transfer Doc | 0000866895 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1385 SHILHON RD, DULUTH, MN 55804-8635 |
| Transaction Type | Mortgage |
| Record Updated | Dec 05, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001038313 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 1038313 |
| Name | BANK MIDWEST |
|---|---|
| Type | Bank |
| Address | FAIRMONT, MN 56031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 13, 2025 |
| Property Address | 1385 SHILHON RD, DULUTH, MN 55804-8635 |
| Document Number | 0001096106 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 1096106 |
| Transaction Type | Transfer |
| Record Updated | Dec 05, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $297.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1610 14TH AVE, TWO HARBORS, MN 55616-1802 |
| Document Number | 0001096107 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | 1096107 |
| Name | NORTH SHORE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 28, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8% |
| Type Change Date | Oct 01, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 8% |
| Max Rate At Change | 10% |
| Index | 5-Year TN |
| Max Rate | 14% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1385 SHILHON RD, DULUTH, MN 55804-8635 |
| Document Number | 000T996907 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1385 SHILHON RD DULUTH, DULUTH |
| Document Number | 000T996907 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | T996907 |
| Name | CENTRICITY CU |
|---|---|
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 11, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Duluth Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,516.00 (+7.9%) Homeowner's exemption | ||
| 2025 | $5,112.00 (+21.89%) Homeowner's exemption | $607,000 (-3.76%) Land $123,400 Building $483,600 | $607,000 (-3.76%) Land $123,400 Building $483,600 |
| 2024 | $4,194.00 | $630,700 (+37.62%) Land $137,400 Building $493,300 | $630,700 (+37.62%) Land $137,400 Building $493,300 |
| 2022 | $458,300 Land $93,700 Building $364,600 | $458,300 Land $93,700 Building $364,600 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370105001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 2 (1993) |
| Most Recent Claim | May 1993, erosion |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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