1385 Pratt Rd, Ararat, NC 27007 Property Records

Surry County property record for 1385 Pratt Rd, Ararat, NC 27007

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,972 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$29,000 (Jun 2006)
Tax Bill	$2,435 (2026)
Deeds & Mortgages	Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5925-00-50-4314`

Property Details

APN / Parcel Number

Primary APN	`5925-00-50-4314`
Alternative APN	`10009118`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Basement Area	1,972 sqft
Unfinished Basement	1,972 sqft
Flooring	Parquet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	174,240 sqft (4 acres)
Lot Width	261 ft Width
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	10009118
Street Address	1385 PRATT RD
City	ARARAT
State	NC
Zip	27007-8143
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RR-C
Legal Description	LT 9 PB23 PG111
Legal Subdivision	ELDORA
Legal Lot Number	9
Jurisdiction	SURRY NC
Township / Civil Division	ELDORA
Census Block Group	4
Census Block	4021
Census Tract	931102

Owner

1385 Pratt Rd, a rural home, is owned by two individuals who bought it in June 2006.

Source: Surry County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1363 PRATT RD, ARARAT, NC 27007-8143
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2006 · Amount on File
Deed Sale	Jun 19, 2006 · Amount on File
Prior Sale	Jan 1, 2004
Deed Document Number	20064309910003
Deed Book / Page	1139 / 382
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	1385 PRATT RD, ARARAT, NC 27007-8143
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1720/56
Date	Aug 3, 2020
Book Page	1720/56
Instrument	674855

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1385 Pratt Rd was $2,435, down 1.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,435.00 (-1.5%)	$339,190 (-17.01%) Land $36,400 Building $302,790	$339,190 (-17.01%) Land $36,400 Building $302,790
2025	$2,472.00	$408,720 Land $44,200 Building $364,520	$408,720 Land $44,200 Building $364,520
2023	$1,872.00	$339,190 Land $36,400 Building $302,790	$339,190 Land $36,400 Building $302,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Pratt Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20