1385 KY Route 1092, Flatgap, KY 41219 Property Records

Johnson County property record for 1385 KY Route 1092, Flatgap, KY 41219

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,680 sqft · built 1995
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`033-00-00-012.01`

Property Details

APN / Parcel Number

Primary APN	`033-00-00-012.01`
Alternative APNs	`26862` `27802`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	609,840 sqft (14 acres)
Terrain	Steep
Driveway	Gravel Driveway
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	27802
Street Address	1385 KY ROUTE 1092
City	FLATGAP
State	KY
Zip	41219-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 ACRES +-/ & IMP
Jurisdiction	JOHNSON KY
Township / Civil Division	FLATGAP
Census Block Group	2
Census Block	2000
Census Tract	960200

Owner

Source: Johnson County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Quit Claim Deed, Transfer · VA Mortgage CLEARPATH LENDING
Jan 6, 2026	Deed of Trust, Mortgage · VA Mortgage LOWER LLC
Sep 23, 2022	Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC
Jun 30, 2017	Deed of Trust, Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026
Deed Sale	Sep 22, 2026
Deed Document Number	2026586144
Deed Book / Page	500 / 174
Prior Transfer Date	Sep 4, 2026
Prior Transfer Doc	0000586144
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON KY
Recording Date	Sep 22, 2026
Property Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429
Document Number	0000586144
Book / Page	500 / 174
Instrument Date	Sep 4, 2026
Instrument	2026586144
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429

Mortgage

Document Number	0000586148,
Date	Sep 22, 2026
Instrument	2026586148

Lender

Name	CLEARPATH LENDING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	SUMMIT TITLE SERVICES LLC, SUMMIT STLMT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429

Mortgage

Document Number	00M644/725
Date	Jan 6, 2026
Book Page	M644/725
Instrument	565661

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M614/475
Date	Sep 23, 2022
Book Page	M614/475
Instrument	543523

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON KY
Property Address	1385 KY ROUTE 1092, FLATGAP, KY 41219-9429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M553/00391
Date	Jun 30, 2017
Book Page	M553/00391
Instrument	521962

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PAINTSVILLE, KY 41240

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 9, 2027

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Johnson County
Unified School District	Johnson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (+0.46%)	$391,250 (+167.52%) Land $101,250 Building $290,000	$391,250 (+167.52%) Land $101,250 Building $290,000
2023	$1,528.00	$146,250	$146,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1983–2019)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, Flooding, Landslides, And Mudslide, Jul 2015 · 7 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 82% of Kentucky
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAINTSVILLE MUNICIPAL WATER WORKS serves 24,354 people · EPA ID KY0580340
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Foothills Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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