1385 Joan Ct, Concord, CA 94521 Property Records

Contra Costa County property record for 1385 Joan Ct, Concord, CA 94521

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,827 sqft · built 1953
Lot Size	0.17 acres (7,396 sqft)
Owner	2 Company Names on Record
Last Sale	$940,000 (May 2023)
Tax Bill	$11,727 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`132-136-007-3`

Property Details

APN / Parcel Number

Primary APN	`132-136-007-3`
Alternative APN	`132-136-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,827 sqft Living Area
1st Floor Area	1,455 sqft
2nd Floor Area	372 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2000
Lot Area	7,396 sqft (0.17 acres)
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1385 JOAN CT
City	CONCORD
State	CA
Zip	94521-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	CANTERBURY VILLAGE #2 LOT 164
Legal Subdivision	CANTERBURY VILLAGE 02
Legal Lot Number	164
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	334001

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1385 JOAN CT, CONCORD, CA 94521-2721
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Commercial Mortgage PATRICIA A OMALLEY SEPARATE PROPERTY TRU
May 9, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
May 6, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
May 10, 2018	Grant Deed, Transfer · VA Mortgage USAA
Nov 30, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	202343019
Last Transfer Date	Oct 29, 2024
Transfer Doc	0000126790
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 JOAN CT, CONCORD, CA 94521-2721

Mortgage

Document Number	0000112032
Date	Oct 23, 2025
Instrument	2025- 112032

Lender

Name	PATRICIA A OMALLEY SEPARATE PROPERTY TRU
Type	Private Party
Address	3903 LITTLE VALLEY RD, SUNOL, CA 94586

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 9, 2023
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Document Number	0000043019
Map Reference	MB 52 PG 22
Instrument Date	May 1, 2023
Instrument	2023-043019
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1385 JOAN CT, CONCORD, CA 94521-2721

Mortgage

Document Number	0000043020
Date	May 9, 2023
Instrument	2023-043020

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Document Number	0000097931
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 JOAN CT CONCORD CA 945212721, CONCORD, CA 94521-2721

Mortgage

Document Number	0000097931
Date	May 22, 2020
Instrument	97931

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Document Number	0000069815
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 23, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 JOAN CT CONCORD CA 945212721, CONCORD, CA 94521-2721

Mortgage

Document Number	0000069815
Date	May 15, 2019
Instrument	69815

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 10, 2018
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Document Number	0000073399
Instrument Date	May 8, 2018
Instrument	73399
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1385 JOAN CT CONCORD CA 945212721, CONCORD, CA 94521-2721

Mortgage

Document Number	73400
Date	May 10, 2018
Instrument	73400

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 9, 2048

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Nov 30, 2017
Property Address	1385 JOAN CT, CONCORD, CA 94521-2721
Document Number	0000224699
Instrument Date	Nov 29, 2017
Instrument	224699
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$517.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1282 ALAMO CA 945077282, ALAMO, CA 94507-7282
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Concord City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,000 (-5.93%) Land $562,767 Building $357,233
2025	$11,727.00 (+27.08%) Homeowner's exemption	$977,976 (+30.15%) Land $598,230 Building $379,746
2023	$9,228.00 (+24.07%)	$751,416 Land $415,583 Building $335,833
2022	$7,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONTRA COSTA WATER DISTRICT serves 210,500 people · EPA ID CA0710003
Water Source	Surface water
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Sonic Telecom, T-Mobile, Verizon.

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