1385 Homestead, Kempner, TX 76539 Property Records

Bell County property record for 1385 Homestead, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details2,050 sqft · built 2013
Lot Size0.574 acres (25,003 sqft)
OwnerIndividual Name on File
Last Sale$284,900 (Sep 2021)
Tax Bill$2,975 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN0946650814

Property Details

APN / Parcel Number

Primary APN0946650814
Alternative APNs
  • 387051
  • 777778

Interior

Stories1 Story
Building Area2,050 sqft Living Area
1st Floor Area2,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area25,003 sqft (0.574 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area204 sqft
Storage Building200 sqft

Location & Zoning

Street Address1385 HOMESTEAD
CityKEMPNER
StateTX
Zip76539-5056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWELLS RANCH PHASE 4, BLOCK 002, LOT 0022, ACRES .574
Legal SubdivisionWELLS RANCH PHASE 4
Legal Block2
Legal Lot Number22
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2019
Census Tract23301

Owner

1385 Homestead is owned and occupied by an individual who bought it in September 2021.

Source: Bell County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address1385 HOMESTEAD, KEMPNER, TX 76539-5056
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Vendor's Lien, Transfer · Conventional Mortgage
BANK OF ENGLAND
Feb 19, 2020Loan Modification, Mortgage
FIRST TX BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2021 · Amount on File
Deed SaleSep 29, 2021 · Amount on File
Prior SaleFeb 24, 2014 · Amount on File
Deed Document Number202163848
Prior Transfer DateSep 24, 2021
Prior Transfer Doc0000063848
Record UpdatedSep 20, 2026

September 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateSep 29, 2021
Property Address1385 HOMESTEAD, KEMPNER, TX 76539-5056
Document Number0000063848
Map ReferenceCAB D SL 130-D
Instrument DateSep 24, 2021
Instrument2021063848
Transaction TypeTransfer
Record UpdatedOct 11, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7818 CROSSWATER TRL, 7818, WINDERMERE, FL 34786-9492

Transferred To (Grantee/Buyer)

NameVerified Name
Address1385 HOMESTEAD, KEMPNER, TX 76539-5056

Mortgage

Document Number0000063849
DateSep 29, 2021
Instrument2021063849
Lender
NameBANK OF ENGLAND
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionBELL TX
Property Address1385 HOMESTEAD, KEMPNER, TX 76539-5056
Document Number0000011922
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1385 HOMESTEAD KEMPNER TX 765395056, KEMPNER, TX 76539-5056

Mortgage

Document Number0000011922
DateMar 10, 2020
Instrument11922
Lender
NameFIRST TX BK
TypeBank
AddressKILLEEN, TX 76547
Agreement
AmountAmount on Record
Term60 Months
DueMar 9, 2025
Interest
Rate5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1385 Homestead was $2,975 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,975.00$337,897 Land $55,000 Building $282,897$337,897 Land $55,000 Building $282,897
2023$368,627 Land $30,000 Building $338,627$368,627 Land $30,000 Building $338,627
2022$1,477.00 (+11.39%)
2021$1,326.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Homestead in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Homestead is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 43% of Texas
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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