1385 E Main St, Rochester, NY 14609 Property Records

Monroe County and Rochester City property record for 1385 E Main St, Rochester, NY 14609

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,674 sqft · built 1920
Lot Size	0.124 acres (5,440 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Feb 2022)
Tax Bill	$1,096 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049482-00.0`

Property Details

APN / Parcel Number

Primary APN	`049482-00.0`
Alternative APNs	`140010769000020170000000` `261400 107.69-2-17`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,674 sqft Total Area
1st Floor Area	874 sqft
2nd Floor Area	800 sqft
Game Room	Game Room

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,440 sqft (0.124 acres)
Lot Dimensions	136 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	253 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	049482-00.0
Street Address	1385 E MAIN ST
City	ROCHESTER
State	NY
Zip	14609-7057
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	13
Legal Description	0059.00 211 18 00000 10 C M THOMS SUB
Legal Subdivision	SCHENK FARM
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2003
Census Tract	5900

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1385 E MAIN ST, ROCHESTER, NY 14609-7057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2020	Deed of Trust, Mortgage · Commercial Mortgage ESL FCU
Feb 9, 2022	Warranty Deed, Transfer · FHA Mortgage PREMIUM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2022652
Deed Book / Page	12623 / 448
Prior Transfer Date	Nov 5, 2015
Prior Transfer Doc	0000007777
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1385 E MAIN ST, ROCHESTER, NY 14609-7057
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000738
Date	Feb 11, 2020
Book Page	28388/064
Instrument	202002110738

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Feb 9, 2022
Property Address	1385 E MAIN ST, ROCHESTER, NY 14609-7057
Document Number	0000000652
Book / Page	12623 / 448
Map Reference	LB 10 PG 103
Instrument Date	Dec 29, 2021
Instrument	202202090652
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	ABAR ABSTRACT, ABAR ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3177 LATTA RD # 111, 3177, ROCHESTER, NY 14612-3094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 E MAIN ST, ROCHESTER, NY 14609-7057

Mortgage

Document Number	0000000653
Date	Feb 9, 2022
Instrument	202202090653

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,096.00 (-6.72%)
2025	$1,175.00	$114,600 (+52.8%) Land $7,500 Building $107,100	$114,600 (+26.82%) Land $7,500 Building $107,100
2023		$75,000 Land $2,900 Building $72,100	$90,361 Land $3,494 Building $86,867

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: Frontier, Greenlight Networks, T-Mobile.

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