1385 Curtis Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 1385 Curtis Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,600 sqft
Lot Size	6.19 acres (269,636 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2021)
Tax Bill	$7,368 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-11-5-30-3002-001`

Property Details

APN / Parcel Number

Primary APN	`09-11-5-30-3002-001`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
1st Floor Area	1,600 sqft

Exterior

Lot Area	269,636 sqft (6.19 acres)
Garage Area	2,760 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1385 CURTIS RD
City	BIRCH RUN
State	MI
Zip	48415-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW CORN OF SEC 30 TH E 1875.55 FT TO POB TH E 210 FT TH N 264.18 FT TH E 165.08 FT TH N 571.5 FT TH W 375.08 FT TH S
Legal Range	05E
Legal Township	11N
Legal Section	30
Jurisdiction	SAGINAW MI
Township / Civil Division	BRIDGEPORT
Census Block Group	2
Census Block	2032
Census Tract	11702

Owner

1385 Curtis Rd is owned and occupied by two individuals who acquired it in November 2022.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1385 CURTIS RD, BIRCH RUN, MI 48415-9029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Deed of Trust, Mortgage · Conventional Mortgage 1ST STATE BANK
Nov 8, 2022	Intrafamily Transfer, Transfer · Line of Credit 1ST STATE BANK
Oct 8, 2021	Warranty Deed, Transfer SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2021 · Amount on File
Deed Sale	Oct 8, 2021 · Amount on File
Prior Sale	Jul 15, 1998 · Amount on File
Deed Document Number	202132724
Last Transfer Date	Nov 1, 2022
Transfer Doc	0000029050
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	1385 CURTIS RD, BIRCH RUN, MI 48415-9029
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 CURTIS RD, BIRCH RUN, MI 48415-9029

Mortgage

Document Number	0000002362
Date	Feb 7, 2024
Instrument	2024002362

Lender

Name	1ST STATE BANK
Type	Bank
Address	4800 FASHION SQUARE BLVD, SAGINAW, MI 48604

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.95%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2025
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	7.95%
Index	1-Year CMT
Max Rate	9.95%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Nov 8, 2022
Property Address	1385 CURTIS RD, BIRCH RUN, MI 48415-9029
Document Number	0000029050
Instrument Date	Nov 8, 2022
Instrument	2022029050
Transaction Type	Transfer
Record Updated	Apr 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1385 E CURTIS RD, SAGINAW, MI 48601

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 E CURTIS RD, SAGINAW, MI 48601

Mortgage

Document Number	0000029051
Date	Nov 8, 2022
Instrument	2022029051

Lender

Name	1ST STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Dec 1, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 8, 2021
Property Address	1385 CURTIS RD, BIRCH RUN, MI 48415-9029
Document Number	0000032724
Instrument Date	Oct 5, 2021
Instrument	2021032724
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	SAGINAW BAY AREA TITLE AGENCY, SAGINAW BAY AREA TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 E MOORE RD, SAGINAW, MI 48601-9351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2245 54TH AVE, VERO BEACH, FL 32966-2155

Tax Assessment & Valuation

The 2025 property tax bill for 1385 Curtis Rd was $7,368 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Bridgeport Charter Township
Unified School District	Bridgeport-Spaulding Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,600	$297,200
2025	$7,368.00 Homeowner's exemption
2023		$43,400	$86,800
2022	$690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 Curtis Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1986–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Sep 1986 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 Curtis Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Curtis Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures