1385 487th St, Saint Ansgar, IA 50472 Property Records

Mitchell County property record for 1385 487th St, Saint Ansgar, IA 50472

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 960 sqft · built 2008
Lot Size	3.82 acres (166,399 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Jul 2012)
Tax Bill	$868 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Dec 2024 Line of Credit
Flood Zone	Zone A (high risk)
APN	`0122200005`

Property Details

APN / Parcel Number

Primary APN	`0122200005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Building Area	960 sqft Living Area
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Mobile Home
Exterior Material	Vinyl
Construction Type	Manufactured
Roof Type	Gable
Roof Material	Asphalt
Lot Area	166,399 sqft (3.82 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1385 487TH ST
City	SAINT ANSGAR
State	IA
Zip	50472-8514
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	NORTH 365FT LOT 1 & 2 NE 1/4 NE 1/4
Legal Range	18W
Legal Township	100
Legal Section	22
Legal Lot Number	1,2
Jurisdiction	MITCHELL IA
Township / Civil Division	OTRANTO
Census Block Group	4
Census Block	4045
Census Tract	560200

Owner

1385 487th St, a mobile home, is owned and occupied by an individual who acquired it in December 2024.

Source: Mitchell County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1385 487TH ST, SAINT ANSGAR, IA 50472-8514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · Line of Credit THE HOME TRUST & SAVINGS BANK
Dec 10, 2024	Intrafamily Transfer, Transfer · Line of Credit THE HOME TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2012 · Amount on File
Deed Sale	Jul 2, 2012 · Amount on File
Deed Document Number	20121417
Deed Book / Page	2012 / 1417
Last Transfer Date	Dec 5, 2024
Transfer Doc	02024/1949
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL IA
Property Address	1385 487TH ST, SAINT ANSGAR, IA 50472-8514
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 78, LYLE, MN 55953-0078

Mortgage

Document Number	02024/2029
Date	Dec 26, 2024
Book Page	2024/2029
Instrument	2024 2029

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank
Address	OSAGE, IA 50461

Agreement

Type	Line of Credit
Amount	Amount on Record

December 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL IA
Recording Date	Dec 10, 2024
Property Address	1385 487TH ST, SAINT ANSGAR, IA 50472-8514
Document Number	02024/1949
Book / Page	2024 / 1949
Instrument Date	Dec 5, 2024
Instrument	2024 1949
Transaction Type	Transfer
Record Updated	Oct 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 487TH ST, SAINT ANSGAR, IA 50472-8514

Mortgage

Document Number	0020242029
Date	Dec 10, 2024
Instrument	2024 2029

Lender

Name	THE HOME TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1385 487th St was $868, up 43.7% from the year before.

Source: Mitchell County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mitchell County
Unified School District	St. Ansgar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$868.00 (+43.71%)	$88,400 Land $25,760 Building $62,640	$88,400 Land $25,760 Building $62,640
2024	$604.00
2023		$100,730 (+30.39%) Land $25,760 Building $74,970	$100,730 Land $25,760 Building $74,970
2022	$1,052.00	$77,250 Land $25,760 Building $51,490
2021			$77,250 Land $25,760 Building $51,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1385 487th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (2000–2026)
Claims Outside the SFHA	5 of 12
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 2 claims Severe Storms And Flooding, Sep 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1385 487th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Frontier DSL	115 / 7
Router12 Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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