13849 Bermuda Dr, Seminole, FL 33776 Property Records

Pinellas County property record for 13849 Bermuda Dr, Seminole, FL 33776

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1960
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Dec 2020)
Tax Bill	$3,494 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-751-2631-8`

Property Details

APN / Parcel Number

Primary APN	`C62-000-751-2631-8`
Alternative APNs	`19-30-15-62658-000-2010` `301519626580002010` `153019626580002010` `R207347`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1984
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R207347
Street Address	13849 BERMUDA DR
City	SEMINOLE
State	FL
Zip	33776-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	OAKHURST GROVES LOT 201
Legal Range	15E
Legal Township	30S
Legal Section	19
Legal Subdivision	OAKHURST GROVES
Legal Tract	62658
Legal Lot Number	201
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2006
Census Tract	25123

Owner

Source: Pinellas County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13849 BERMUDA DR, SEMINOLE, FL 33776-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2020 · Amount on Record
Deed Sale	Dec 8, 2020 · Amount on Record
Prior Sale	May 24, 2001 · Amount on Record
Deed Document Number	2020367785
Deed Book / Page	21288 / 341
Transfer Doc	9434002134
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 8, 2020
Property Address	13849 BERMUDA DR, SEMINOLE, FL 33776-1347
Document Number	0212880341
Book / Page	21288 / 341
Map Reference	MB 46 PG 16&17
Instrument Date	Dec 2, 2020
Instrument	2020367785
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12180 119TH ST, 12180, LARGO, FL 33778-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	151 E MADEIRA AVE, MADEIRA BEACH, FL 33708-2015

Mortgage

Document Number	0021288343
Date	Dec 8, 2020
Instrument	21288/343

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,494.00 (+5.43%) Homeowner's exemption	$216,992 (+5.99%)	$323,631 (+21.42%) Land $171,392 Building $152,239
2024	$3,314.00 (+2.54%)
2023	$3,232.00 (+6.25%) Homeowner's exemption	$204,735 (+3%)	$266,549 (+13.74%) Land $186,344 Building $80,205
2022	$3,042.00 Homeowner's exemption	$198,772	$234,346 Land $173,268 Building $61,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20