Palm Beach County property record for 13848 Spruce Pine Dr, Loxahatchee, FL 33470
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.144 acres (6,251 sqft) |
| Owner | Company Name on File |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 77-41-43-05-08-000-3540 |
| Primary APN | 77-41-43-05-08-000-3540 |
|---|
| Lot Area | 6,251 sqft (0.144 acres) |
|---|
| Street Address | 13848 SPRUCE PINE DR |
|---|---|
| City | LOXAHATCHEE |
| State | FL |
| Zip | 33470-2045 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R-1 |
| Legal Description | PINES OF WESTLAKE PHASE 2 LT 354 |
| Legal Subdivision | PINES OF WESTLAKE PHASE 2 |
| Legal Lot Number | 354 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | ROYAL PALM BEACH-WEST JUPITER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 7850 |
13848 Spruce Pine Dr, vacant land, is owned by a company.
Source: Palm Beach County records, as of April 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4400 W SAMPLE RD, 200, COCONUT CREEK, FL 33073-3473 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Jul 10, 2026 |
| Property Address | 13848 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045 |
| Document Number | 0000250902 |
| Book / Page | 36647 / 1617 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026250902 |
| Record Updated | Aug 5, 2026 |
| Title Company | FOUNDERS TITLE COMPANY, FOUNDERS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444,261.63 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13848 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045 |
| Document Number | 0000250903, |
|---|---|
| Date | Jul 10, 2026 |
| Book Page | 36647/1619 |
| Instrument | 2026250903 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Municipality | Westlake City |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $149,000 | $149,000 Land $149,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13848 Spruce Pine Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 438 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 438 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13848 Spruce Pine Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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