13848 Backbone Rd, Eden, MD 21822 Property Records

Somerset County property record for 13848 Backbone Rd, Eden, MD 21822

Property Summary

Property Type	Mobile Home
Details	1.5 ba · 1,512 sqft · built 1987
Lot Size	3.99 acres (173,804 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,032 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`15-017147`

Property Details

APN / Parcel Number

Primary APN	`15-017147`
Alternative APN	`017147`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Mobile Home
Exterior Material	Siding
Roof Material	Metal
Lot Area	173,804 sqft (3.99 acres)
Garage Type	Attached
Garage Area	1,360 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	228 sqft
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	017147
Street Address	13848 BACKBONE RD
City	EDEN
State	MD
Zip	21822-2318
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A
Legal Description	3.991 AC-LT1-PL20/18 W/S BACKBONE RD NEAR EDEN
Legal Subdivision	JAMES G FOXWELL SR LANDS
Legal Lot Number	1
Jurisdiction	SOMERSET MD
Township / Civil Division	15, EAST PRINCESS ANNE
Census Block Group	4
Census Block	4006
Census Tract	930101

Owner

Source: Somerset County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13848 BACKBONE RD, EDEN, MD 21822-2318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 1997
Deed Sale	Jan 8, 1997
Deed Document Number	199710
Deed Book / Page	446 / 516
Record Updated	Sep 20, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET MD
Property Address	13848 BACKBONE RD, EDEN, MD 21822-2318
Document Number	0009420216
Book / Page	000942 / 000216
Instrument Date	Jan 10, 2017
Transaction Type	Mortgage
Record Updated	Apr 19, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13848 BACKBONE RD EDEN MD 218222318, EDEN, MD 21822-2318

Mortgage

Document Number	0009420216
Date	Jan 27, 2017
Book Page	000942/000216

Lender

Name	SELENE FIN
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of August 26, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,600 (+87.3%) Land $64,400 Building $139,200	$203,600 (+87.3%) Land $64,400 Building $139,200
2025	$2,032.00 (+68.21%)
2023	$1,208.00	$108,700 Land $37,900 Building $70,800	$108,700 Land $37,900 Building $70,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 96% of Maryland
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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