Lee County property record for 13845 Cleto Dr, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,131 sqft · built 2007 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $477,000 (Jun 2025) |
| Tax Bill | $4,258 (2025) |
| Deeds & Mortgages | Dec 2016 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-46-26-E3-0800C.0140 |
| Primary APN | 29-46-26-E3-0800C.0140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,131 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 1,891 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 5,271 sqft (0.121 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 287 sqft |
| Patio Area | 240 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10513302 |
|---|---|
| Street Address | 13845 CLETO DR |
| City | ESTERO |
| State | FL |
| Zip | 33928-6404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BELLA TERRA UNIT FIVE DESC IN INST#2005-82140 BLK C LOT 14 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 29 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E3 |
| Legal Block | C |
| Legal Lot Number | 14 |
| Legal Unit | 5 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5006 |
| Census Tract | 50311 |
Source: Lee County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13845 CLETO DR, ESTERO, FL 33928-6404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on Record |
| Deed Sale | Jun 30, 2025 · Amount on Record |
| Prior Sale | Jul 5, 2007 · Amount on Record |
| Deed Document Number | 2025176415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 13845 CLETO DR, ESTERO, FL 33928-6404 |
| Document Number | 0000010243 |
| Instrument Date | Dec 14, 2016 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13845 CLETO DR ESTERO FL 339286404, ESTERO, FL 33928-6404 |
| Document Number | 0000010243 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 10243 |
| Name | FIFTH THIRD BK/S FL |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,258.00 (+5.74%) Homeowner's exemption | $264,228 (+5.99%) | $354,894 (-10.25%) Land $83,051 Building $271,843 |
| 2023 | $4,027.00 (-1.01%) Homeowner's exemption | $249,302 (+3%) | $395,409 (+19.28%) Land $69,615 Building $325,794 |
| 2022 | $4,068.00 Homeowner's exemption | $242,041 | $331,483 Land $69,100 Building $262,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Lumen Technologies.
5G (outdoors only) and 4G LTE
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