13841 Dice Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 13841 Dice Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,581 sqft · built 1997
Lot Size	5.73 acres (249,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$284,900 (Aug 2013)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-12-2002-005`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-12-2002-005`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,581 sqft Living Area
1st Floor Area	1,368 sqft
Basement Area	1,368 sqft
Unfinished Basement	1,368 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	249,599 sqft (5.73 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Covered Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13841 DICE RD
City	HEMLOCK
State	MI
Zip	48626-8422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	BEG AT A PT N88DEG E 826.14 FT FROM NW CORN OF SEC 12 TH CONT N88DEG E 255.97 FT TH S 975 FT TH S88DEG W 256.19 FT TH N 975 FT POB 5.73 ACRES SEC 12 T12N R2E *NEW PARCEL 12/19/96 *DESC CHANGED DUE TO SPLIT 2002-007 1/31/00
Legal Range	02E
Legal Township	12N
Legal Section	12
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1017
Census Tract	12100

Owner

Source: Saginaw County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13841 DICE RD, HEMLOCK, MI 48626-8422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2013 · Amount on Record
Deed Sale	Aug 26, 2013 · Amount on Record
Prior Sale	Jan 28, 2000 · Amount on Record
Deed Document Number	201328062
Deed Book / Page	2742 / 436
Last Transfer Date	Aug 6, 2024
Transfer Doc	0000018612
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	13841 DICE RD, HEMLOCK, MI 48626-8422
Document Number	0000021839
Instrument Date	Aug 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13841 DICE RD HEMLOCK MI 486268422, HEMLOCK, MI 48626-8422

Mortgage

Document Number	0000021839
Date	Sep 1, 2020
Instrument	21839

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,900 (+25.74%)	$515,800 (+25.74%)
2025	$1,833.00 (-68.53%) Homeowner's exemption
2023		$205,100	$410,200
2022	$5,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dice Rd

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