13840 Dry Run Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 13840 Dry Run Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,414 sqft · built 1998
Lot Size	2.12 acres (92,347 sqft)
Owner	2 Individual Names on File
Last Sale	$26,500 (Sep 1996)
Tax Bill	$3,607 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-005791`

Property Details

APN / Parcel Number

Primary APN	`04-005791`
Alternative APN	`005791`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,414 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	92,347 sqft (2.12 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Deck Area	448 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	005791
Street Address	13840 DRY RUN RD
City	CLEAR SPRING
State	MD
Zip	21722-1107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A(R)
Legal Description	LOT 6 2.12 AC 13840 DRY RUN ROAD CLEAR SPRING
Legal Subdivision	DRY RUN
Legal Lot Number	6
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1006
Census Tract	10600

Owner

13840 Dry Run Rd is owned and occupied by two individuals who bought it in September 1996.

Source: Washington County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13840 DRY RUN RD, CLEAR SPRING, MD 21722-1107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB HOLDINGS INC
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 1996 · Amount on File
Deed Sale	Sep 9, 1996 · Amount on File
Deed Document Number	199626576
Deed Book / Page	1293 / 826
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13840 DRY RUN RD, CLEAR SPRING, MD 21722-1107
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SERVICELINK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063460452
Date	Aug 31, 2020
Book Page	6346/452

Lender

Name	TIAA FSB HOLDINGS INC
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Nov 1, 2049

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	13840 DRY RUN RD, CLEAR SPRING, MD 21722-1107
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13840 DRY RUN RD, CLEAR SPRING, MD 21722-1107

Mortgage

Document Number	0069930296
Date	Apr 22, 2022
Book Page	6993/296

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Mar 10, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 13840 Dry Run Rd was $3,607, up 11.5% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,607.00 (+11.5%)	$342,600 (+11.71%) Land $86,200 Building $256,400	$342,600 (-) Land $86,200 Building $256,400
2025	$3,235.00	$306,700	$342,600 Land $86,200 Building $256,400
2023	$2,442.00	$234,900 Land $86,200 Building $148,700	$234,900 Land $86,200 Building $148,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13840 Dry Run Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13840 Dry Run Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dry Run Rd

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