Iredell County property record for 1384 Union Grove Rd, Harmony, NC 28634
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 2006 |
| Lot Size | 10.6 acres (464,698 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $167,000 (Dec 2016) |
| Tax Bill | $1,433 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4853-04-7807.000 |
| Primary APN | 4853-04-7807.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 2,052 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 464,698 sqft (10.6 acres) |
| Lot Width | 48 ft Width |
| Deck Area | 108 sqft |
|---|---|
| Patio Area | 108 sqft |
| Shed | 1 Shed |
| Shed Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80110251 |
|---|---|
| Street Address | 1384 UNION GROVE RD |
| City | HARMONY |
| State | NC |
| Zip | 28634-9321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | WOOTEN PROPERTY - TRACT 4SR 1832 |
| Legal Subdivision | UNION GROVE |
| Legal Tract | 4 |
| Legal Block | 4 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | UNION GROVE |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 60901 |
Source: Iredell County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1386 UNION GROVE RD, HARMONY, NC 28634-9321 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 22, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage UNITED FCU |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2016 · Amount on Record |
| Deed Sale | Dec 1, 2016 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Book / Page | 2461 / 772 |
| Last Transfer Date | Jul 12, 2024 |
| Transfer Doc | 0030721814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 1384 UNION GROVE RD, HARMONY, NC 28634-9321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 28241019 |
|---|---|
| Date | Jun 22, 2021 |
| Book Page | 2824/1019 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 21, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IREDELL NC |
| Property Address | 1384 UNION GROVE RD, HARMONY, NC 28634-9321 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2763930 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 2763/930 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2036 |
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Unified School District | Iredell-Statesville Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,870 (-) Land $36,590 Building $196,280 | $232,870 (-) Land $36,590 Building $196,280 | |
| 2025 | $1,433.00 | $232,870 (-) Land $36,590 Building $196,280 | $232,870 (-) Land $36,590 Building $196,280 |
| 2024 | $1,433.00 | $232,870 (-) Land $36,590 Building $196,280 | $232,870 (-) Land $36,590 Building $196,280 |
| 2023 | $1,433.00 (+26.03%) | $232,870 (+35.59%) Land $36,590 Building $196,280 | $232,870 (+35.59%) Land $36,590 Building $196,280 |
| 2022 | $1,137.00 | $171,740 Land $31,360 Building $140,380 | $171,740 Land $31,360 Building $140,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2005 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zirrus Fiber | 6,000 / 6,000 |
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