1384 Sumac St, Muskegon, MI 49445 Property Records

Muskegon County property record for 1384 Sumac St, Muskegon, MI 49445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1961
Lot Size	0.302 acres (13,155 sqft)
Owner	Individual Name on File
Last Sale	$318,000 (Mar 2026)
Tax Bill	$1,760 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10201000004900`

Property Details

APN / Parcel Number

Primary APN	`10201000004900`
Alternative APNs	`61-10-201-000-0049-00` `10201000143631`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Unfinished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Lot Area	13,155 sqft (0.302 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1384 SUMAC ST
City	MUSKEGON
State	MI
Zip	49445-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MUSKEGON CHARTER TOWNSHIP SEC 8 T10N R16W BB-49 BLUE BONNET HILL SUBD NO 1 LOT 49
Legal Subdivision	BLUE BONNET HILL
Legal Lot Number	49
Jurisdiction	MUSKEGON MI
Township / Civil Division	MUSKEGON
Census Block Group	1
Census Block	1019
Census Tract	1800

Owner

1384 Sumac St is owned and occupied by an individual who bought it in March 2026.

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1384 SUMAC ST, MUSKEGON, MI 49445-2540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Prior Sale	Aug 22, 2025 · Amount on File
Deed Document Number	20265875032
Deed Book / Page	4409 / 510
Prior Transfer Date	Jan 14, 2020
Prior Transfer Doc	0005675952
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Mar 3, 2026
Property Address	1384 SUMAC ST, MUSKEGON, MI 49445-2540
Document Number	004409/510
Book / Page	4409 / 510
Map Reference	LB 16 PG 47
Instrument Date	Mar 2, 2026
Instrument	5875032
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1350 WOODHAVEN ST, MUSKEGON, MI 49445-2558

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1384 SUMAC ST, MUSKEGON, MI 49445-2540

Mortgage

Document Number	0004409511
Date	Mar 3, 2026
Instrument	4409/511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jan 17, 2020
Property Address	1384 SUMAC ST, MUSKEGON, MI 49445-2540
Document Number	0005675952
Book / Page	004210 / 000240
Instrument Date	Jan 14, 2020
Instrument	5675952
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 SUMAC ST MUSKEGON MI 494452540, MUSKEGON, MI 49445-2540

Tax Assessment & Valuation

The 2025 property tax bill for 1384 Sumac St was $1,760, up 2.2% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Muskegon Charter Township
Unified School District	Reeths-Puffer Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,700 (+29.58%)	$223,400 (+29.58%)
2025	$1,760.00 (+2.21%) Homeowner's exemption	$86,200	$172,400
2024	$1,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1384 Sumac St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1384 Sumac St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUSKEGON CO EASTSIDE WATER SYSTEM serves 7,135 people · EPA ID MI0004590
Water Source	Purchased surface water from MUSKEGON
Last State Inspection	May 2022
Also Mapped Here	NORTH MUSKEGON
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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