Whatcom County property record for 1384 Smith Way, Bellingham, WA 98226
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Sep 2015) |
| Tax Bill | $1,525 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 89586 |
| Primary APN | 89586 |
|---|---|
| Alternative APNs |
|
| Lot Area | 54,450 sqft (1.25 acres) |
|---|
| Account Number | 89586 |
|---|---|
| Street Address | 1384 SMITH WAY |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9036 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | UR3 |
| Legal Description | LOT 2 IMHOFF SHORT PLAT AS REC BOOK 5 SHORT PLATS PG 66 |
| Legal Range | 02 |
| Legal Township | 39 |
| Legal Section | 28 |
| Legal Subdivision | IMHOFF SHORT PLAT |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 10600 |
Source: Whatcom County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1386 SMITH WAY, BELLINGHAM, WA 98226-9036 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2015 · Amount on Record |
| Deed Sale | Sep 3, 2015 · Amount on Record |
| Deed Document Number | 2150900332 |
| Record Updated | Jun 8, 2026 |
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,525.00 (+48.78%) | $196,328 (+42.58%) Land $196,328 | $196,328 (+42.58%) Land $196,328 |
| 2022 | $137,697 Land $137,697 | $137,697 Land $137,697 | |
| 2021 | $1,025.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 19 (1989–2025) |
| Claims Outside the SFHA | 1 of 19 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 19,305 people · EPA ID WA5324850 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon, Ziply Fiber.
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