1384 Oakridge Estates Dr, Saint Clair, MO 63077 Property Records

Franklin County property record for 1384 Oakridge Estates Dr, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,396 sqft · built 1998
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Tax Bill$2,396 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-1-01.0-2-005-059.000

Property Details

APN / Parcel Number

Primary APN29-1-01.0-2-005-059.000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,396 sqft Living Area

Exterior

Year BuiltBuilt 1998
Architectural StyleA-Frame
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address1384 OAKRIDGE ESTATES DR
CitySAINT CLAIR
StateMO
Zip63077-2328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:42 OAK RIDGE ESTATES 4
Legal Range01W
Legal Township41
Legal Section01
Legal QuarterNW
Legal SubdivisionOAK RIDGE ESTATES (LOC 29)
Legal Block5
Legal Lot Number42
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1029
Census Tract800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1384 OAKRIDGE ESTATES DR, SAINT CLAIR, MO 63077-2328
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU
Jun 27, 2020Deed of Trust, Mortgage
GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2024
Deed SaleMay 1, 2024
Prior SaleFeb 8, 2016 · Amount on Record
Deed Document Number2404870
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1384 OAKRIDGE ESTATES DR, SAINT CLAIR, MO 63077-2328
Transaction TypeMortgage
Record UpdatedMay 11, 2022
Title CompanyCLEAR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002118373
DateSep 29, 2021
Instrument2118373
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2036
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address1384 OAKRIDGE ESTATES DR, SAINT CLAIR, MO 63077-2328
Document Number0000010594
Instrument DateJun 27, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1384 OAKRIDGE ESTATES DR ST CLAIR MO 630772328, ST CLAIR, MO 63077-2328

Mortgage

Document Number0000010594
DateJul 6, 2020
Instrument10594
Lender
NameGOLDEN OAK LNDG
AddressSAINT LOUIS, MO 63146
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2050

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,396.00 (+23.76%)$35,580 (+14.5%)$187,260 (+14.5%) Land $13,920 Building $173,340
2023$1,936.00 (-3.25%)$31,073$163,540 Land $13,920 Building $149,620
2022$2,001.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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