1384 Main St, West Warwick, RI 02893 Property Records

West Warwick Town property record for 1384 Main St, West Warwick, RI 02893

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 2,689 sqft · built 1920
Lot Size0.351 acres (15,285 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Sep 2016)
Tax Bill$6,531 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2025 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN13-0760-12

Property Details

APN / Parcel Number

Primary APN13-0760-12
Alternative APNs
  • WWAR 015-0089-0-000
  • 015=0089=0=000

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,689 sqft Living Area
Gross Area4,345 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,285 sqft (0.351 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number13-0760-12
Street Address1384 MAIN ST
CityWEST WARWICK
StateRI
Zip02893-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
JurisdictionWEST WARWICK RI
Township / Civil DivisionWEST WARWICK
Census Block Group2
Census Block2014
Census Tract20200

Owner

1384 Main St is owned and occupied by an individual who bought it in September 2016.

Source: West Warwick Town records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address1384 MAIN ST, WEST WARWICK, RI 02893-3816
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2026Deed of Trust, Mortgage · Line of Credit
CENTREVILLE SAVINGS BANK
Aug 27, 2025Deed of Trust, Mortgage
CENTREVILLE BANK
Jun 4, 2020Deed of Trust, Mortgage · Line of Credit
SANTANDER BK NA
Oct 4, 2018Deed of Trust, Mortgage · Line of Credit
SANTANDER BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2016 · Amount on File
Deed SaleSep 30, 2016 · Amount on File
Prior SaleNov 14, 2014 · Amount on File
Deed Document Number20164294
Deed Book / Page2450 / 173
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Recording DateAug 18, 2026
Property Address1384 MAIN ST, WEST WARWICK, RI 02893-3816
Document Number0024913035
Instrument DateJul 24, 2026
Instrument20262491-3035
Transaction TypeMortgage
Record UpdatedSep 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1384 MAIN ST, WEST WARWICK, RI 02893-3816

Mortgage

Document Number0024913035,
DateAug 18, 2026
Instrument20262491-3035
Lender
NameCENTREVILLE SAVINGS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term301 Months
DueSep 1, 2051
Interest
Max Rate-1%

August 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address1384 MAIN ST, WEST WARWICK, RI 02893-3816
Transaction TypeMortgage
Record UpdatedMar 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024903256
DateAug 27, 2025
Instrument2490-3256
Lender
NameCENTREVILLE BANK
Agreement
AmountAmount on Record
Term361 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateSep 1, 2032
Index1-Year CMT

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address1384 MAIN ST, WEST WARWICK, RI 02893-3816
Document Number0024852600
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1384 MAIN ST WEST WARWICK RI 028933816, WEST WARWICK, RI 02893-3816

Mortgage

Document Number0024852600
DateJun 23, 2020
Instrument24852600
Lender
NameSANTANDER BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 22, 2050
Interest
Rate TypeAdjustable Rate

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST WARWICK RI
Property Address1384 MAIN ST, WEST WARWICK, RI 02893-3816
Document Number0000004507
Instrument DateOct 4, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1384 MAIN ST WEST WARWICK RI 028933816, WEST WARWICK, RI 02893-3816

Mortgage

Document Number0000004507
DateOct 24, 2018
Instrument4507
Lender
NameSANTANDER BK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 23, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1384 Main St was $6,531.

Source: West Warwick Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWest Warwick Town
Unified School DistrictWest Warwick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,531.00$457,000 Land $84,400 Building $372,600$477,565
2023$6,396.00$349,100 Land $53,600 Building $295,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1384 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1384 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENT COUNTY WATER AUTHORITY
serves 94,107 people · EPA ID RI1559511
Water SourcePurchased surface water from several systems
Last State InspectionMay 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Main St

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