1384 Jeff St, Layton, UT 84040 Property Records

Davis County property record for 1384 Jeff St, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,314 sqft · built 1986
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$451,225 (Oct 2023)
Tax Bill	$2,447 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Nov 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`10-017-0015`

Property Details

APN / Parcel Number

Primary APN	`10-017-0015`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Basement Area	1,254 sqft
Unfinished Basement	1,254 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1384 JEFF ST
City	LAYTON
State	UT
Zip	84040-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	ALL OF LOT 15, EASTWOOD ESTATES SUB PHASE II AMD. CONT. 0.23 ACRES
Legal Subdivision	AMENDED EASTWOOD ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	15
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2006
Census Tract	125908

Owner

1384 Jeff St is owned and occupied by two individuals who bought it in October 2023.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1384 JEFF ST, LAYTON, UT 84040-2804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDENWEST FCU
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 12, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 3, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2023 · Amount on File
Deed Sale	Oct 12, 2023 · Amount on File
Prior Sale	Jul 3, 2019 · Amount on File
Deed Document Number	20233547225
Deed Book / Page	8357 / 182
Prior Transfer Date	Jan 25, 2012
Prior Transfer Doc	0002640579
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008357/205
Date	Oct 12, 2023
Book Page	8357/205
Instrument	3547228

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Transaction Type	Mortgage
Record Updated	Dec 18, 2023
Title Company	BACKMAN TITLE SERVICES, BACKMAN TITLE SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07891/1344
Date	Nov 22, 2021
Book Page	7891/1344
Instrument	3437140

Lender

Name	GOLDENWEST FCU
Type	Credit Union
Address	OGDEN, UT 84403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Transaction Type	Mortgage
Record Updated	Nov 22, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008357/205
Date	Oct 12, 2023
Book Page	8357/205
Instrument	3547228

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	REAL ADVANTAGE TITLE INSURANCE AGENCY, REAL ADVANTAGE TTL INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008357/205
Date	Oct 12, 2023
Book Page	8357/205
Instrument	3547228

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 12, 2023
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Document Number	008357/182
Book / Page	8357 / 182
Instrument Date	Oct 12, 2023
Instrument	3547225
Transaction Type	Transfer
Record Updated	Nov 20, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 JEFF ST, LAYTON, UT 84040-2804

Mortgage

Document Number	0003547227
Date	Oct 12, 2023
Instrument	3547227

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 12, 2023
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Document Number	008357/182
Book / Page	8357 / 182
Instrument Date	Oct 12, 2023
Instrument	3547225
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1384 JEFF ST, LAYTON, UT 84040-2804

Mortgage

Document Number	0003547227
Date	Oct 12, 2023
Instrument	3547227

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Oct 12, 2023
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Document Number	008357/182
Book / Page	8357 / 182
Instrument Date	Oct 12, 2023
Instrument	3547225
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	US TITLE INSURANCE AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1384 JEFF ST, LAYTON, UT 84040-2804

Mortgage

Document Number	0003547227
Date	Oct 12, 2023
Instrument	3547227

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIS UT
Recording Date	Jul 3, 2019
Property Address	1384 JEFF ST, LAYTON, UT 84040-2804
Document Number	7297/0565
Book / Page	7297 / 0565
Instrument Date	Jun 28, 2019
Instrument	3170462
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	HIGHLAND TITLE AGE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1384 JEFF ST, LAYTON, UT 84040-2804

Mortgage

Document Number	3170463
Date	Jul 3, 2019
Instrument	3170463

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1384 Jeff St was $2,447, up 4.6% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$274,450 (+6.85%) Land $132,667 Building $141,783	$499,000 (+6.85%) Land $241,213 Building $257,787
2025	$2,447.00 (+4.57%)	$256,850 Land $117,602 Building $139,248	$467,000 Land $213,822 Building $253,178
2024	$2,340.00 (+0.04%)
2023	$2,339.00 (-5.19%)	$436,000 Land $189,515 Building $246,485	$436,000 Land $189,515 Building $246,485
2022	$2,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1384 Jeff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1384 Jeff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Rise Broadband, Utah Broadband.

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