Rutherford County property record for 1384 Cutoff Rd, Murfreesboro, TN 37129
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,204 sqft · built 1995 |
| Lot Size | 1 acres (43,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $122,000 (Nov 2012) |
| Tax Bill | $1,523 (2023) |
| Deeds & Mortgages | Jan 2022 Line of Credit Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 025K-A-011.00-000 |
| Primary APN | 025K-A-011.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,204 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 43,750 sqft (1 acres) |
| Lot Dimensions | 250 ft deep x 175 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | Deck Area |
| Patio Area | 376 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0011610 |
|---|---|
| Street Address | 1384 CUTOFF RD |
| City | MURFREESBORO |
| State | TN |
| Zip | 37129-7938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 SUMMAR CROSSROADS SEC 1 PB 14 PG 161 175 X 250 |
| Legal Subdivision | SUMMAR CROSSROADS SEC 1 |
| Legal Lot Number | 20 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 40501 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1384 CUTOFF RD, MURFREESBORO, TN 37129-7938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Jan 25, 2022 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Aug 5, 2020 | Deed of Trust, Mortgage · Conventional with PMI US CMNTY CU |
| May 6, 2019 | Deed of Trust, Mortgage · Line of Credit WILSON BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on Record |
| Deed Sale | Nov 14, 2012 · Amount on Record |
| Prior Sale | Jul 26, 2001 · Amount on Record |
| Deed Book / Page | 1173 / 2125 |
| Prior Transfer Date | Feb 17, 2012 |
| Prior Transfer Doc | 11131644 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1384 CUTOFF RD, MURFREESBORO, TN 37129-7938 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1384 CUTOFF RD, MURFREESBORO, TN 37129-7938 |
| Document Number | 0021991391 |
|---|---|
| Date | Jan 25, 2022 |
| Book Page | 2199/1391 |
| Instrument | 2419609 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1384 CUTOFF RD, MURFREESBORO, TN 37129-7938 |
| Document Number | RB19462076 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1384 CUTOFF RD MURFREESBORO TN 371297938, MURFREESBORO, TN 37129-7938 |
| Document Number | RB19462076 |
|---|---|
| Date | Aug 13, 2020 |
| Book Page | 001946/002076 |
| Instrument | 2295771 |
| Name | US CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 12, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 1384 CUTOFF RD, MURFREESBORO, TN 37129-7938 |
| Document Number | RB17722588 |
| Instrument Date | May 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1384 CUTOFF RD MURFREESBORO TN 371297938, MURFREESBORO, TN 37129-7938 |
| Document Number | RB17722588 |
|---|---|
| Date | May 14, 2019 |
| Book Page | 001772/002588 |
| Instrument | 2205668 |
| Name | WILSON BK&TR |
|---|---|
| Type | Bank |
| Address | LEBANON, TN 37088 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 13, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,850 (+24.24%) Land $27,500 Building $73,350 | $403,400 (+24.24%) Land $110,000 Building $293,400 | |
| 2025 | $81,175 (-) Land $13,750 Building $67,425 | ||
| 2023 | $1,523.00 | $81,175 Land $13,750 Building $67,425 | $324,700 (-) Land $55,000 Building $269,700 |
| 2022 | $324,700 Land $55,000 Building $269,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2013–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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