1384 Cedar Dr S, Cambridge, MN 55008 Property Records

Isanti County property record for 1384 Cedar Dr S, Cambridge, MN 55008

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,056 sqft · built 2005
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Sep 2026)
Tax Bill	$3,984 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15.166.0080`

Property Details

APN / Parcel Number

Primary APN	`15.166.0080`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Total Rooms	8 Rooms
Building Area	1,056 sqft Heated Area
1st Floor Area	992 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2007
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	187 ft deep x 80 ft wide
Garage Area	642 sqft
Driveway	Driveway
Deck Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1384 CEDAR DR S
City	CAMBRIDGE
State	MN
Zip	55008-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME NORTH RIDGE 7TH ADDITION LOT 002 BLOCK 002 SUBDIVISIONCD 15166
Legal Range	023
Legal Township	036
Legal Section	34
Legal Subdivision	NORTH RIDGE 7TH ADDITION
Legal Block	2
Legal Lot Number	2
Jurisdiction	ISANTI MN
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2031
Census Tract	130304

Owner

Source: Isanti County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1384 CEDAR DR S, CAMBRIDGE, MN 55008-3764
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	2026547697
Prior Transfer Date	Mar 24, 2011
Prior Transfer Doc	0000969446
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISANTI MN
Recording Date	Sep 9, 2026
Property Address	1384 CEDAR DR S, CAMBRIDGE, MN 55008-3764
Document Number	0000547697
Instrument Date	Sep 4, 2026
Instrument	2026547697
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	TITLE SERVICES, UNITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119,988.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 CEDAR DR S, CAMBRIDGE, MN 55008-3764

Mortgage

Document Number	0000547698,
Date	Sep 9, 2026
Instrument	2026547698

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000547699,
Date	Sep 9, 2026
Instrument	2026547699

Lender

Name	SUMMIT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Isanti County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Isanti County
Municipality	Cambridge City
Unified School District	Cambridge-Isanti Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,984.00 (+4.51%) Homeowner's exemption	$298,600 (-3.83%) Land $50,000 Building $248,600	$298,600 (-3.83%) Land $50,000 Building $248,600
2025		$310,500 (+6.26%) Land $50,000 Building $260,500	$310,500 (+6.26%) Land $50,000 Building $260,500
2023	$3,812.00 (+1.49%) Homeowner's exemption	$292,200 Land $18,000 Building $274,200	$292,200 Land $18,000 Building $274,200
2022	$3,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cambridge serves 9,862 people · EPA ID MN1300002
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
Midco Cable	2,000 / 1,000
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Nearby Properties on Cedar Dr S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures