1384 Cambridge Rd, Berkley, MI 48072 Property Records

Oakland County property record for 1384 Cambridge Rd, Berkley, MI 48072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1949
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on File
Last Sale	$364,900 (Jul 2025)
Tax Bill	$5,208 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-25-17-454-036`

Property Details

APN / Parcel Number

Primary APN	`04-25-17-454-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,214 sqft Living Area
1st Floor Area	803 sqft
Basement Area	803 sqft
Finished Basement	803 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2019
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Area	414 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1384 CAMBRIDGE RD
City	BERKLEY
State	MI
Zip	48072-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 17 BENJAMIN F MORTENSON'S PLEASANT GARDENS SUB. LOT 97
Legal Range	11E
Legal Township	01N
Legal Section	17
Legal Subdivision	BENJAMIN F MORTENSONS PLEASANT GARDENS
Legal Lot Number	97
Jurisdiction	OAKLAND MI
Township / Civil Division	BERKLEY
Census Block Group	1
Census Block	1006
Census Tract	170400

Owner

1384 Cambridge Rd is owned and occupied by an individual who bought it in July 2025.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	1704 BALFOUR ST, GROSSE POINTE PARK, MI 48230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Feb 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES INC
Sep 21, 2018	Warranty Deed, Transfer · ARM THE STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	Sep 21, 2018 · Amount on File
Deed Document Number	202590841
Deed Book / Page	60389 / 571
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921

Mortgage

Document Number	0000215565
Date	Sep 7, 2021
Book Page	56810/1
Instrument	215565

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921

Mortgage

Document Number	0000025835
Date	Feb 1, 2021
Book Page	55604/513
Instrument	25835

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083872
Date	Apr 27, 2020
Book Page	54135/709
Instrument	83872

Lender

Name	FIRST SECURITIES FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	FRANKLIN, MI 48025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 21, 2018
Property Address	1384 CAMBRIDGE RD, BERKLEY, MI 48072-1921
Document Number	0000155606
Book / Page	52203 / 00424
Map Reference	LB 14 PG 30
Instrument Date	Sep 18, 2018
Instrument	155606
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,892.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6596 FOSTER DR, 6596, CASEVILLE, MI 48725-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18921 HILLCREST ST, BEVERLY HILLS, MI 48025-3043

Mortgage

Document Number	0000155607
Date	Sep 21, 2018
Instrument	155607

Lender

Name	THE STATE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Oct 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1384 Cambridge Rd was $5,208 with a homeowner's exemption, down 2.9% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Berkley City
County	Oakland County
Unified School District	Berkley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,208.00 (-2.89%) Homeowner's exemption	$165,860	$331,720
2024	$5,363.00
2023		$147,520	$295,040
2021	$4,479.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1384 Cambridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1384 Cambridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,025 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75

May also be available: Metronet, T-Mobile.

Nearby Properties on Cambridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures