1384 12th St, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 1384 12th St, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 962 sqft · built 1977
Lot Size	0.109 acres (4,750 sqft)
Owner	Company Name on File
Last Sale	$665,000 (Dec 2021)
Tax Bill	$10,316 (2025)
Deeds & Mortgages	Dec 2021 Sale Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`038-231-025`

Property Details

APN / Parcel Number

Primary APN	`038-231-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	4,750 sqft (0.109 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1384 12TH ST
City	LOS OSOS
State	CA
Zip	93402-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PM 12/35 PAR 2
Legal Subdivision	PARCEL MAP COAL-73-191
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2009
Census Tract	10701

Owner

1384 12th St is owned by a company that bought it in December 2021.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	333 BINSCARTH RD, LOS OSOS, CA 93402-2405
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage MURPHY BANK
Apr 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Feb 5, 2004 · Amount on File
Deed Document Number	202184480
Prior Transfer Date	Apr 3, 2020
Prior Transfer Doc	0000019074
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 30, 2021
Property Address	1384 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000084480
Map Reference	MB 12 PG 35
Instrument Date	Dec 7, 2021
Instrument	2021084480
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 BINSCARTH RD, LOS OSOS, CA 93402-2405

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1384 12TH ST, LOS OSOS, CA 93402-1319
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1384 12TH ST, LOS OSOS, CA 93402-1319

Mortgage

Document Number	0000073843
Date	Nov 3, 2021
Instrument	2021073843

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1384 12TH ST, LOS OSOS, CA 93402-1319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044551
Date	Oct 4, 2017
Instrument	2017044551

Lender

Name	MURPHY BANK
Type	Subprime Lender
Address	FRESNO, CA 93704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 20, 2020
Property Address	1384 12TH ST, LOS OSOS, CA 93402-1319
Document Number	0000019074
Instrument Date	Apr 3, 2020
Instrument	19074
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 6756 LOS OSOS CA 934126756, LOS OSOS, CA 93412-6756

Tax Assessment & Valuation

The 2025 property tax bill for 1384 12th St was $10,316, up 0.8% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$719,815 (+2%) Land $487,093 Building $232,722
2025	$10,316.00 (+0.79%)	$705,702 Land $477,543 Building $228,159
2024	$10,235.00 (-4.7%)
2023	$10,740.00 (+12.5%)	$678,300 Land $459,000 Building $219,300
2022	$9,547.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1384 12th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1998–2012)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1384 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Peak WiFi, Surfnet Communications.

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