13838 N 38th St, Phoenix, AZ 85032 Property Records

Maricopa County property record for 13838 N 38th St, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,856 sqft · built 1970
Lot Size	0.151 acres (6,569 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,980 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`214-62-166`

Property Details

APN / Parcel Number

Primary APN	`214-62-166`
Alternative APN	`214621663`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,569 sqft (0.151 acres)
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13838 N 38TH ST
City	PHOENIX
State	AZ
Zip	85032-5714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARADISE VALLEY OASIS NO. 3 MCR 126-37
Legal Range	3E
Legal Township	3N
Legal Section	12
Legal Subdivision	PARADISE VALLEY OASIS NO. 3
Legal Lot Number	423
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2022
Census Tract	103302

Owner

13838 N 38th St is owned and occupied by two individuals who acquired it in July 2020.

Source: Maricopa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 25, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 7, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 21, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 29, 2020	Intrafamily Transfer, Transfer · VA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 15, 2019	Intrafamily Transfer, Transfer · ARM LHM FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2020
Deed Sale	Jul 29, 2020
Prior Sale	Nov 24, 2009 · Amount on File
Deed Document Number	2020680573
Prior Transfer Date	Jul 24, 2020
Prior Transfer Doc	0000680573
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000752233
Date	Dec 31, 2025
Instrument	20250752233

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000038614
Date	Jan 25, 2024
Instrument	20240038614

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000021363
Date	Jan 7, 2022
Instrument	20220021363

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000446148
Date	Apr 21, 2021
Instrument	20210446148

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Sep 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 29, 2020
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Document Number	0000680573
Map Reference	MB 126 PG 37
Instrument Date	Jul 24, 2020
Instrument	20200680573
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000680574
Date	Jul 29, 2020
Instrument	20200680574

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2019
Property Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714
Document Number	0000263482
Map Reference	MB 126 PG 37
Instrument Date	Apr 10, 2019
Instrument	20190263482
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13838 N 38TH ST, PHOENIX, AZ 85032-5714

Mortgage

Document Number	0000263483
Date	Apr 15, 2019
Instrument	20190263483

Lender

Name	LHM FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.25%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	6.25%
Max Rate At Change	10.2%
Index	1-Year LIBOR
Max Rate	13.2%

Tax Assessment & Valuation

The 2025 property tax bill for 13838 N 38th St was $1,980.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,060 (+122.15%)	$430,600 (+4.46%) Land $86,100 Building $344,500
2025	$1,980.00	$19,383 (-54.36%)	$412,200 (-2.94%) Land $82,400 Building $329,800
2024		$42,470	$424,700 Land $84,900 Building $339,800
2023	$1,888.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13838 N 38th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 13838 N 38th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 929 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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