13835 Prospect Dr, Cedar Lake, IN 46303 Property Records

Lake County property record for 13835 Prospect Dr, Cedar Lake, IN 46303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,529 sqft · built 2018
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on Record
Last Sale	$203,490 (Jul 2026)
Tax Bill	$2,063 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45-15-28-402-013.000-014`

Property Details

APN / Parcel Number

Primary APN	`45-15-28-402-013.000-014`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,529 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	1,529 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,600 sqft (0.083 acres)
Lot Dimensions	75 ft deep x 48 ft wide
Garage Type	Attached
Garage Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13835 PROSPECT DR
City	CEDAR LAKE
State	IN
Zip	46303-7507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTENNIAL SUB. PHASE 12 LOT 206 EX. NWLY 249.5FT.
Legal Subdivision	CENTENNIAL SUB. PHASE 1
Legal Phase	12
Legal Lot Number	206
Jurisdiction	LAKE IN
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2000
Census Tract	42901

Owner

Source: Lake County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION
Nov 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 2, 2018	Grant Deed, Subdivision Related Transfer GUARANTEED RATE
May 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2026 · Amount on Record
Deed Sale	Jul 6, 2026 · Amount on Record
Prior Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	2026528112
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 6, 2026
Property Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507
Document Number	0000528112
Instrument Date	Jul 2, 2026
Instrument	2026528112
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507

Mortgage

Document Number	0000528113,
Date	Jul 6, 2026
Instrument	2026528113

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 9, 2021
Property Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507
Document Number	0000037305
Map Reference	MB 110 PG 78
Instrument Date	Nov 2, 2021
Instrument	2021-537305
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507

Mortgage

Document Number	0000037306
Date	Nov 9, 2021
Instrument	2021-537306

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Aug 2, 2018
Property Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507
Document Number	0000048933
Instrument Date	Jul 19, 2018
Instrument	48933
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13831 PROSPECT DR CEDAR LAKE IN 46303, CEDAR LAKE, IN 46303

Mortgage

Document Number	48934
Date	Aug 2, 2018
Instrument	48934

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 24, 2018
Property Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507
Document Number	0000032630
Map Reference	MB110 PG78
Instrument Date	May 18, 2018
Instrument	2018 032630
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13835 PROSPECT DR, CEDAR LAKE, IN 46303-7507

Mortgage

Document Number	0000032631
Date	May 24, 2018
Instrument	2018 032631

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Hanover Township
Municipality	Cedar Lake Town
Unified School District	Hanover Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$213,200 (+7.46%) Land $31,900 Building $181,300	$213,200 (+7.46%) Land $31,900 Building $181,300
2024	$2,063.00 (-1.06%)
2023		$198,400 (+7.59%) Land $37,000 Building $161,400	$198,400 (+7.59%) Land $37,000 Building $161,400
2022	$2,085.00 (+8.2%)	$184,400 Land $37,000 Building $147,400	$184,400 Land $37,000 Building $147,400
2021	$1,927.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR LAKE WATER WORKS private · serves 4,600 people · EPA ID IN5245047
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	15 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Apr 2025
Monitoring and Reporting	51 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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