13834 Ducharme Dr, De Witt, MI 48820 Property Records

Clinton County property record for 13834 Ducharme Dr, De Witt, MI 48820

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,004 sqft · built 1972
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$167,400 (May 2018)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jan 2024 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`050-300-000-027-00`

Property Details

APN / Parcel Number

Primary APN	`050-300-000-027-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	750 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	180 sqft
Deck Area	216 sqft
Patio Area	568 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	13834 DUCHARME DR
City	DEWITT
State	MI
Zip	48820-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 27 LUROMA PARK #1 SEC 18 T5NR2W
Legal Range	02W
Legal Township	05N
Legal Section	18
Legal Subdivision	LUROMA PARK # 1
Legal Lot Number	27
Jurisdiction	CLINTON MI
Township / Civil Division	DEWITT
Census Block Group	1
Census Block	1013
Census Tract	10108

Owner

Source: Clinton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jan 14, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 8, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 28, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 25, 2018	Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2018 · Amount on Record
Deed Sale	May 25, 2018 · Amount on Record
Deed Document Number	20185267347
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13834 DUCHARME DR, DEWITT, MI 48820-9622

Mortgage

Document Number	0005357845
Date	Sep 23, 2025
Instrument	5357845

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	May 1, 2053

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13834 DUCHARME DR, DEWITT, MI 48820-9622

Mortgage

Document Number	0005341520
Date	Jan 12, 2024
Instrument	5341520

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	352 Months
Due	May 1, 2053

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005303737
Date	Jan 14, 2021
Instrument	5303737

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Jun 1, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13834 DUCHARME DR, DEWITT, MI 48820-9622

Mortgage

Document Number	0005328890
Date	Sep 9, 2022
Instrument	5328890

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	309 Months
Due	Jun 1, 2048

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13834 DUCHARME DR, DEWITT, MI 48820-9622

Mortgage

Document Number	0005327889
Date	Aug 8, 2022
Instrument	5327889

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Jun 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MI
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13834 DUCHARME DR, DEWITT, MI 48820-9622

Mortgage

Document Number	0005323224
Date	Mar 28, 2022
Instrument	5323224

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	315 Months
Due	Jun 1, 2048

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLINTON MI
Recording Date	May 25, 2018
Property Address	13834 DUCHARME DR, DEWITT, MI 48820-9622
Document Number	5267347
Map Reference	LB4 PG20
Instrument Date	May 22, 2018
Instrument	5267347
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13834 DUCHARME DR, 13834, DEWITT, MI 48820-9622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13064 APPLE TREE LN, DEWITT, MI 48820-8174

Mortgage

Document Number	5267348
Date	May 25, 2018
Instrument	5267348

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Clinton County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Clinton County
County Subdivision	DeWitt Charter Township
Unified School District	DeWitt Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$135,300 (+9.02%) Land $27,100 Building $108,200	$270,600 (+9.02%) Land $54,200 Building $216,400
2025	$2,328.00 (-34.46%) Homeowner's exemption	$124,100 (+21.79%) Land $25,700 Building $98,400	$248,200 (+21.79%) Land $51,400 Building $196,800
2024	$3,552.00 (+10.38%)
2023	$3,218.00 Homeowner's exemption	$101,900	$203,800
2022	$3,218.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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