13832 Adios Pass, Carmel, IN 46032 Property Records

Hamilton County property record for 13832 Adios Pass, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 1976
Lot Size	0.46 acres (20,038 sqft)
Owner	Company Name on Record
Last Sale	$340,000 (Oct 2021)
Tax Bill	$3,552 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-23-403-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-23-403-005.000-018`
Alternative APN	`1709230403005000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,328 sqft Living Area
1st Floor Area	1,688 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	190 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1709230403005000
Street Address	13832 ADIOS PASS
City	CARMEL
State	IN
Zip	46032-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 23, TOWNSHIP 18, RANGE 3, VILLAGE OF MT CARMEL, SECTION 6, LOT 342
Legal Range	03
Legal Township	18
Legal Section	23
Legal Subdivision	VILLAGE OF MOUNT CARMEL
Legal Block	6
Legal Lot Number	342
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2005
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	13832 ADIOS PASS, CARMEL, IN 46032-1146
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2026	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Oct 14, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	Dec 27, 2010 · Amount on Record
Deed Document Number	2021074855
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13832 ADIOS PASS, CARMEL, IN 46032-1146
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000191
Date	Jan 5, 2026
Instrument	2026000191

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 14, 2021
Property Address	13832 ADIOS PASS, CARMEL, IN 46032-1146
Document Number	0000074855
Map Reference	MB 5 PG 106-109
Instrument Date	Oct 12, 2021
Instrument	2021074855
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	13832 ADIOS PASS, CARMEL, IN 46032-1146

Mortgage

Document Number	0000074856
Date	Oct 14, 2021
Instrument	2021074856

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13832 ADIOS PASS, CARMEL, IN 46032-1146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016799
Date	Apr 19, 2017
Instrument	2017016799

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	13832 ADIOS PASS, CARMEL, IN 46032-1146
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080124
Date	Nov 4, 2020
Instrument	2020080124

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,600 (+15.07%) Land $87,600 Building $295,000	$382,600 (+15.07%) Land $87,600 Building $295,000
2024	$3,552.00 (+4.13%)	$332,500 (+0.91%) Land $87,600 Building $244,900	$332,500 (+0.91%) Land $87,600 Building $244,900
2023	$3,411.00 (+9.5%)	$329,500 (+17.01%) Land $87,600 Building $241,900	$329,500 (+17.01%) Land $87,600 Building $241,900
2022	$3,115.00	$281,600 Land $87,600 Building $194,000	$281,600 Land $87,600 Building $194,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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