13830 Cooley Rd, Princess Anne, MD 21853 Property Records

Somerset County property record for 13830 Cooley Rd, Princess Anne, MD 21853

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,318 sqft · built 1977
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$365,000 (Apr 2026)
Tax Bill	$2,118 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2022 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`05-087066`

Property Details

APN / Parcel Number

Primary APN	`05-087066`
Alternative APNs	`5087066` `087066`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,318 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	087066
Street Address	13830 COOLEY RD
City	PRINCESS ANNE
State	MD
Zip	21853-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	2.03 AC-PL 364/003 13830 COOLEY RD NW/PRINCESS ANNE
Jurisdiction	SOMERSET MD
Township / Civil Division	5, MOUNT VERNON
Census Block Group	3
Census Block	3005
Census Tract	930102

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Apr 23, 2026	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 22, 2023	Deed, Transfer · Stand-Alone First Mortgage THE BANK OF DELMARVA
Mar 2, 2020	Loan Modification, Mortgage PENNYMAC
Jan 7, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Nov 28, 2017	Deed, Transfer · Conventional Mortgage UNIVERSAL MORTGAGE & FINANCE INC
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 9, 2017	Grant Deed, Transfer BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	May 22, 2023 · Amount on Record
Deed Book / Page	1461 / 75
Prior Transfer Date	May 12, 2019
Prior Transfer Doc	0010700208
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Recording Date	Jul 31, 2026
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	1479000060
Book / Page	1479 / 60
Instrument Date	Jun 25, 2026
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242

Mortgage

Document Number	1479000060,
Date	Jul 31, 2026
Book Page	1479/60

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	TITLE ETC, TITLE DEPT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012570239
Date	Sep 28, 2022
Book Page	1257/239

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	EDGEWATER, MD 21037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Dec 1, 2047

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Apr 23, 2026
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	1461000075
Book / Page	1461 / 75
Instrument Date	Apr 10, 2026
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	LAND ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,865.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242

Mortgage

Document Number	1461000083,
Date	Apr 23, 2026
Book Page	1461/83

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	May 22, 2023
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0012920085
Book / Page	1292 / 85
Instrument Date	May 8, 2023
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	NOT AVAILABLE, MID ATLANTIC T&E CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,005.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 SPRUCE ST, DELMAR, MD 21875-1753

Mortgage

Document Number	0012920091
Date	May 22, 2023
Instrument	1292-0091

Lender

Name	THE BANK OF DELMARVA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SOMERSET MD
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0010880201
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 COOLEY RD PRINCESS ANNE MD 218533242, PRINCESS ANNE, MD 21853-3242

Mortgage

Document Number	0010880201
Date	Mar 2, 2020
Book Page	001088/000201

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	4%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Jan 7, 2020
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0010700208
Book / Page	001070 / 000208
Instrument Date	May 12, 2019
Transaction Type	Transfer
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13830 COOLEY RD PRINCESS ANNE MD 218533242, PRINCESS ANNE, MD 21853-3242

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET MD
Recording Date	Nov 28, 2017
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0009680247
Book / Page	0968 / 247
Instrument Date	Nov 27, 2017
Instrument	0968-247
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242

Mortgage

Document Number	0000968252
Date	Nov 28, 2017
Instrument	0968-252

Lender

Name	UNIVERSAL MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Mar 27, 2017
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0009460128
Book / Page	000946 / 000128
Instrument Date	Mar 22, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET MD
Recording Date	Feb 9, 2017
Property Address	13830 COOLEY RD, PRINCESS ANNE, MD 21853-3242
Document Number	0009430159
Book / Page	000943 / 000159
Instrument Date	Jan 13, 2017
Transaction Type	Transfer
Record Updated	Apr 19, 2017
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transaction

Amount	Amount Recorded
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29420 MOUNT VERNON RD PRINCESS ANNE MD 218532262, PRINCESS ANNE, MD 21853-2262

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,118.00 (-42.97%) Homeowner's exemption	$185,100 (+14.52%) Land $44,600 Building $140,500	$185,100 (-) Land $44,600 Building $140,500
2025	$3,714.00 (+191.29%)	$161,633 (+40.92%)	$185,100 (+61.38%) Land $44,600 Building $140,500
2023	$1,275.00	$114,700 Land $26,000 Building $88,700	$114,700 Land $26,000 Building $88,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	3 (2011–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 94% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

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