1383 E 10th St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1383 E 10th St, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,733 sqft · built 1986
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-15-000-007.05`

Property Details

APN / Parcel Number

Primary APN	`115-15-000-007.05`
Alternative APN	`10075`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,733 sqft Living Area
2nd Floor Area	400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Overhead Door	Overhead Door

Exterior

Year Built	Built 1986
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10075
Street Address	1383 E 10TH ST
City	PONTOTOC
State	MS
Zip	38863-6892
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC NW1/4 DB 432-217 11/85 20172842 7/13/17 20194638 12/12/19 662 419 8050
Jurisdiction	PONTOTOC MS
Township / Civil Division	4
Census Block Group	4
Census Block	4025
Census Tract	950300

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1285, PONTOTOC, MS 38863-1299
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage FIRST CHOICE BANK
Jul 23, 2019	Deed of Trust, Mortgage FIRST CHOICE BANK
Sep 26, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Mar 25, 2019	Deed of Trust, Mortgage FIRST CHOICE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 OAK GROVE CIR, PONTOTOC, MS 38863-3327

Mortgage

Document Number	2021002608
Date	Jun 21, 2021
Instrument	2021002608

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jun 15, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892
Transaction Type	Mortgage
Record Updated	Feb 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892

Mortgage

Document Number	2019002720
Date	Jul 23, 2019
Instrument	2019002720

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Jul 15, 2044

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892

Mortgage

Document Number	2018003670
Date	Sep 26, 2018
Instrument	2018003670

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Sep 6, 2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1383 E 10TH ST, PONTOTOC, MS 38863-6892

Mortgage

Document Number	2019001087
Date	Mar 25, 2019
Instrument	2019001087

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2044

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (+7.85%)	$14,274 (+3.6%)	$95,156 (+3.6%) Land $7,550 Building $87,606
2023	$1,757.00	$13,778	$91,851 Land $7,550 Building $84,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PONTOTOC serves 9,398 people · EPA ID MS0580006
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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