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13828 Sandy Oak Rd, Chester, VA 23831 Property Records

Chesterfield County property record for 13828 Sandy Oak Rd, Chester, VA 23831

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,489 sqft · built 1989
Lot Size0.263 acres (11,456 sqft)
OwnerIndividual Name on File
Last Sale$305,300 (Dec 2020)
Tax Bill$3,458 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN790-64-36-05-800-000

Property Details

APN / Parcel Number

Primary APN790-64-36-05-800-000
Alternative APNs
  • 132150500000010
  • 420496001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,489 sqft Finished Area
1st Floor Area112 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,456 sqft (0.263 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area171 sqft
Deck Area132 sqft
Patio Area360 sqft
Balcony Area34 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number420496001
Street Address13828 SANDY OAK RD
CityCHESTER
StateVA
Zip23831-6789
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR9 - SINGL
Legal DescriptionSANDY OAK LOT 10
Legal SubdivisionSANDY OAK
Legal Lot Number10
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group2
Census Block2009
Census Tract100507

Owner

Source: Chesterfield County assessment roll, APN 790-64-36-05-800-000, as of June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 31, 2020Warranty Deed, Transfer · FHA Mortgage
FREEDOM MTG
Mar 19, 2019Grant Deed, Transfer · FHA Mortgage
CALIBER HM LOANS
Jan 23, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 23, 2017Quit Claim Deed, Transfer
NOT AVAILABLE
May 16, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleMar 19, 2019 · Amount on Record
Deed Document Number202073461
Deed Book / Page13163 / 405
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateDec 31, 2020
Property Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
Document Number13163405
Book / Page013163 / 000405
Instrument DateNov 13, 2020
Instrument73461
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$305.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13828 SANDY OAK RD CHESTER VA 238316789, CHESTER, VA 23831-6789

Mortgage

Document Number13163410
DateDec 31, 2020
Book Page013163/000410
Instrument73462
Lender
NameFREEDOM MTG
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2050
Interest
Rate TypeFixed Rate

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHESTERFIELD VA
Recording DateMar 19, 2019
Property Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
Document Number12249526
Book / Page012249 / 000526
Instrument DateMar 14, 2019
Instrument9080
Transaction TypeTransfer
Record UpdatedApr 02, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13828 SANDY OAK RD CHESTER VA 238316789, CHESTER, VA 23831-6789

Mortgage

Document Number12249530
DateMar 19, 2019
Book Page012249/000530
Instrument9081
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2049
Interest
Rate TypeFixed Rate

January 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD VA
Recording DateJan 23, 2019
Property Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
Document Number12205744
Book / Page012205 / 000744
Instrument DateDec 17, 2018
Instrument2377
Transaction TypeTransfer
Record UpdatedFeb 06, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 23, 2017
Property Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
Document Number11728838
Book / Page011728 / 000838
Instrument DateAug 14, 2017
Instrument33647
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7105 CORPORATE DR PLANO TX 750244100, PLANO, TX 75024-4100
InvestorPossibly a Property Investor

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 16, 2017
Property Address13828 SANDY OAK RD, CHESTER, VA 23831-6789
Document Number11621756
Book / Page011621 / 000756
Instrument DateApr 09, 2015
Instrument19044
Transaction TypeTransfer
Record UpdatedMay 18, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesterfield County assessment roll as of June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,458.00 (+9.71%)$385,800 (+1.15%) Land $67,000 Building $318,800$385,800 (+1.15%) Land $67,000 Building $318,800
2025$381,400 (+10.97%) Land $64,000 Building $317,400$381,400 (+10.97%) Land $64,000 Building $317,400
2023$3,152.00$343,700 Land $64,000 Building $279,700$343,700 Land $64,000 Building $279,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), as of April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411005072, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 268 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA4041845, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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