13827 Yale Rd, Lynn (Yale), MI 48097 Property Records

St. Clair County property record for 13827 Yale Rd, Lynn, MI 48097

Property Summary

Property Type	Single Family Home
Lot Size	12.9 acres (562,360 sqft)
Owner	Individual Name on File
Tax Bill	$1,346 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-26-013-1001-110`

Property Details

APN / Parcel Number

Primary APN	`74-26-013-1001-110`

Exterior

Lot Area	562,360 sqft (12.9 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	13827 YALE RD
City	LYNN
State	MI
Zip	48097-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	BEG N 87D 53M 43S W 590.96' FROM N 1/4 COR, TH N 87D 53M 43S W 330', TH S 0D 1M 17S W 1676.57', TH N 84D 31M 4S E 137.6', TH
Legal Range	13E
Legal Township	08N
Legal Section	13
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	LYNN
Census Block Group	2
Census Block	2025
Census Tract	655100

Owner

13827 Yale Rd is owned and occupied by an individual who acquired it in December 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	13827 YALE RD, LYNN, MI 48097-1312
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit CHOICEONE BANK
Jan 13, 2023	Correction Deed · Conventional Mortgage CHOICEONE BANK
Jan 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 7, 2022
Transfer Doc	0000000669
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 31, 2026
Property Address	13827 YALE RD, LYNN, MI 48097-1312
Document Number	0000017549
Book / Page	5959 / 326
Instrument Date	Aug 24, 2026
Instrument	202617549
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13827 YALE RD, LYNN, MI 48097-1312

Mortgage

Document Number	0000017549,
Date	Aug 31, 2026
Book Page	5959/326
Instrument	202617549

Lender

Name	CHOICEONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 13, 2023
Property Address	13827 YALE RD, LYNN, MI 48097-1312
Document Number	0005591715
Book / Page	5591 / 715
Instrument Date	Dec 7, 2022
Instrument	2023000669
Record Updated	Jan 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11535 METCALF RD, EMMETT, MI 48022-1318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11535 METCALF RD, EMMETT, MI 48022-1318

Mortgage

Document Number	0005591716
Date	Jan 13, 2023
Book Page	5591/716
Instrument	2023000670

Lender

Name	CHOICEONE BANK
Type	Bank
Address	SPARTA, MI 49345

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Jan 1, 2028
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year T-Bill
Max Rate	10.7%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 24, 2018
Property Address	13827 YALE RD, LYNN, MI 48097-1312
Document Number	0049100602
Book / Page	004910 / 000602
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11535 METCALF RD EMMETT MI 480221318, EMMETT, MI 48022-1318

Tax Assessment & Valuation

The 2025 property tax bill for 13827 Yale Rd was $1,346 with a homeowner's exemption, up 2.4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Lynn Township
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,000 (+20.53%)	$128,000
2025	$1,346.00 (+2.44%) Homeowner's exemption	$53,100
2024	$1,314.00		$106,200
2023		$55,700
2022	$1,177.00		$111,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13827 Yale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13827 Yale Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Highline Internet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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