Bay County property record for 13826 Mullins Rd, Ebro, FL 32437
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,200 sqft · built 1956 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $13 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 35059-010-000 |
| Primary APN | 35059-010-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 72,745 sqft (1.67 acres) |
| Porch | Screened/Unfinished Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13826 MULLINS RD |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BC02 |
| Legal Description | 14 1S 17W -4.1- 15B S 110 OF N 220 OF S 440 OF NE1/4 OF NE1/4 OF SE1/4 ORB 984 P 1607 ORB 1606 P 919 |
| Legal Range | 17W |
| Legal Township | 01S |
| Legal Section | 14 |
| Jurisdiction | BAY FL |
| Township / Civil Division | SOUTHPORT |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 201 |
13826 Mullins Rd is owned and occupied by an individual.
Source: Bay County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13826 MULLINS RD, EBRO, FL 32437-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 13826 Mullins Rd was $13 with a homeowner's exemption, down 67.5% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13.00 (-67.5%) Homeowner's exemption | $26,120 | $37,897 Land $4,476 Building $33,421 |
| 2024 | $40.00 | ||
| 2023 | $40.00 Homeowner's exemption | $24,645 (+3%) | $36,297 (+8.68%) Land $4,475 Building $31,822 |
| 2022 | $40.00 Homeowner's exemption | $23,927 | $33,397 Land $4,475 Building $28,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13826 Mullins Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 722 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 722 in force |
| Nearby Flood Claims | 3 (2018–2021) |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13826 Mullins Rd is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
4G LTE (outdoors only), no 5G reported
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