13823 Bella Dr, Cypress, TX 77429 Property Records

Harris County property record for 13823 Bella Dr, Cypress, TX 77429

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,985 sqft · built 1983
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$181,100 (Aug 2018)
Tax Bill	$990 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`114-240-037-0004`

Property Details

APN / Parcel Number

Primary APN	`114-240-037-0004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,985 sqft Living Area
1st Floor Area	1,358 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,600 sqft (0.152 acres)
View / Lot	Neighborhood
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	101 sqft
Deck Area	Deck Area
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1142400370004
Street Address	13823 BELLA DR
City	CYPRESS
State	TX
Zip	77429-2594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 4 BLK 37 BONAIRE SEC 7
Legal Subdivision	BONAIRE SEC 7
Legal Tract	3
Legal Block	37
Legal Lot Number	4
Jurisdiction	HARRIS TX
Township / Civil Division	NORTHWEST HARRIS
Census Block Group	1
Census Block	1005
Census Tract	552200

Owner

13823 Bella Dr is owned and occupied by two individuals who bought it in August 2018.

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13823 BELLA DR, CYPRESS, TX 77429-2594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Line of Credit CY-FAIR FEDERAL CREDIT UNION
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MTG BANKERS INC
Feb 10, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MTG BANKERS INC
Aug 10, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Apr 27, 2011
Deed Document Number	2018364906
Prior Transfer Date	Jul 15, 2010
Prior Transfer Doc	0000306085
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Jun 24, 2026
Property Address	13823 BELLA DR, CYPRESS, TX 77429-2594
Document Number	0000250637
Instrument Date	Jun 18, 2026
Instrument	2026250637
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13823 BELLA DR, CYPRESS, TX 77429-2594

Mortgage

Document Number	0000250637,
Date	Jun 24, 2026
Instrument	2026250637

Lender

Name	CY-FAIR FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate	5.85%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13823 BELLA DR, CYPRESS, TX 77429-2594
Document Number	0000498358
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13823 BELLA DR CYPRESS TX 774292594, CYPRESS, TX 77429-2594

Mortgage

Document Number	0000498358
Date	Oct 16, 2020
Instrument	498358

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	13823 BELLA DR, CYPRESS, TX 77429-2594
Document Number	0000071496
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Mar 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13823 BELLA DR CYPRESS TX 774292594, CYPRESS, TX 77429-2594

Mortgage

Document Number	0000071496
Date	Feb 17, 2020
Instrument	71496

Lender

Name	NATIONWIDE MTG BANKERS INC
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 16, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Aug 10, 2018
Property Address	13823 BELLA DR, CYPRESS, TX 77429-2594
Document Number	0000364906
Instrument Date	Aug 9, 2018
Instrument	364906
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	TEXAS AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17225 GREEN TURTLE LN E SUMMERLAND KEY FL 330423663, SUMMERLAND KEY, FL 33042-3663

Mortgage

Document Number	364907
Date	Aug 10, 2018
Instrument	364907

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 13823 Bella Dr was $990 with a homeowner's exemption, up 292.9% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,178 (-3.92%) Land $57,783 Building $224,395	$282,178 (-3.92%) Land $57,783 Building $224,395
2025	$990.00 (+292.86%) Homeowner's exemption	$293,688 Land $57,783 Building $235,905	$293,688 Land $57,783 Building $235,905
2024	$252.00
2023		$300,919 (+16.44%) Land $52,685 Building $248,234	$300,919 (+16.44%) Land $52,685 Building $248,234
2022	$113.00 Homeowner's exemption	$258,423 Land $52,685 Building $205,738	$258,423 Land $52,685 Building $205,738
2020	$132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13823 Bella Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 70 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	5 (2008–2023)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 13823 Bella Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 69 serves 4,422 people · EPA ID TX1010600
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ezee Fiber.

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