13821 Ruffner Rd, Fort Wayne, IN 46814 Property Records

Allen County property record for 13821 Ruffner Rd, Fort Wayne, IN 46814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,838 sqft · built 2002
Lot Size	0.422 acres (18,360 sqft)
Owner	2 Individual Names on File
Last Sale	$282,300 (Jul 2002)
Tax Bill	$3,952 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-11-08-352-007.000-038`

Property Details

APN / Parcel Number

Primary APN	`02-11-08-352-007.000-038`
Alternative APN	`1152920209`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,838 sqft Living Area
Gross Area	5,004 sqft
1st Floor Area	2,838 sqft
Basement Area	1,318 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	18,360 sqft (0.422 acres)
Lot Dimensions	1,530 ft deep x 1,200 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	848 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13821 RUFFNER RD
City	FORT WAYNE
State	IN
Zip	46814-9186
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIDGEWATER SEC VI LOT 209
Legal Subdivision	BRIDGEWATER
Legal Lot Number	209
Jurisdiction	ALLEN IN
Township / Civil Division	ABOITE
Census Block Group	4
Census Block	4010
Census Tract	11608

Owner

13821 Ruffner Rd is owned and occupied by two individuals who bought it in July 2002.

Source: Allen County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13821 RUFFNER RD, FORT WAYNE, IN 46814-9186
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2002 · Amount on File
Deed Sale	Jul 15, 2002 · Amount on File
Deed Document Number	200254681
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 20, 2020
Property Address	13821 RUFFNER RD, FORT WAYNE, IN 46814-9186
Document Number	2020042112
Instrument Date	Jul 16, 2002
Instrument	2020042112
Transaction Type	Transfer
Record Updated	Jul 16, 2021
Title Company	RENAISSANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13821 RUFFNER RD, FORT WAYNE, IN 46814-9186

Mortgage

Document Number	2020042113
Date	Jul 20, 2020
Instrument	2020042113

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13821 Ruffner Rd was $3,952 with a homeowner's exemption, down 2.8% from the year before.

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Aboite Township
Unified School District	Southwest Allen County Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,952.00 (-2.8%)	$490,300 Land $70,600 Building $419,700	$490,300 Land $70,600 Building $419,700
2024	$4,066.00 (+7.62%)
2023	$3,778.00 (+18.1%)	$477,600 (+12.77%) Land $70,600 Building $407,000	$477,600 (+12.77%) Land $70,600 Building $407,000
2022	$3,199.00	$423,500 Land $70,600 Building $352,900	$423,500 Land $70,600 Building $352,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13821 Ruffner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13821 Ruffner Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Lakeland Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20