Adams County property record for 13820 Locust St, Thornton, CO 80602
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,938 sqft · built 2004 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $289,500 (Dec 2015) |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0136093 |
| Primary APN | R0136093 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,938 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 934 sqft |
| Basement Area | 1,004 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | R0136093 |
|---|---|
| Old Parcel Number | 157120313014 |
| Street Address | 13820 LOCUST ST |
| City | THORNTON |
| State | CO |
| Zip | 80602-9186 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:SPRINGVALE SUBD FILING NO 5 BLK:1 LOT:24 |
| Legal Range | 67W |
| Legal Township | 01S |
| Legal Section | 20 |
| Legal Quarter | SW |
| Legal Subdivision | SPRINGVALE SUBD FILING NO 5 |
| Legal Block | 1 |
| Legal Lot Number | 24 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | BRIGHTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 8540 |
Source: Adams County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 22, 2019 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 16, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK |
| Dec 28, 2020 | Loan Modification, Mortgage · VA Mortgage HOME PT FIN'L |
| Jan 11, 2018 | Deed of Trust, Mortgage · VA Mortgage ST FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 9, 2015 · Amount on Record |
| Deed Sale | Dec 9, 2015 · Amount on Record |
| Prior Sale | Dec 6, 2004 · Amount on Record |
| Deed Document Number | 2015000102759 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000003448 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 2022000003448 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000090659 |
|---|---|
| Date | Oct 22, 2019 |
| Instrument | 2019000090659 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003944 |
|---|---|
| Date | Jan 16, 2019 |
| Instrument | 2019000003944 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Document Number | 0000010559 |
| Instrument Date | Dec 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Title Company | CORELOGIC |
| Name | Verified Name |
|---|---|
| Address | 13820 LOCUST ST THORNTON CO 806029186, THORNTON, CO 80602-9186 |
| Document Number | 0000010559 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 10559 |
| Name | HOME PT FIN'L |
|---|---|
| Address | FARMERS BRANCH, TX 75234 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 13820 LOCUST ST, THORNTON, CO 80602-9186 |
| Document Number | 0000006853 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13820 LOCUST ST THORNTON CO 806029186, THORNTON, CO 80602-9186 |
| Document Number | 0000006853 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 6853 |
| Name | ST FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | LAGUNA HILLS, CA 92653 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2048 |
Source: Adams County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | School District 27J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 (-61.51%) | $33,940 (-11.82%) Land $6,880 Building $27,060 | $543,000 (-4.57%) Land $110,000 Building $433,000 |
| 2023 | $3,739.00 (+12.72%) | $38,490 (+13.81%) Land $6,900 Building $31,590 | $569,000 (+16.93%) Land $102,000 Building $467,000 |
| 2022 | $3,317.00 | $33,820 Land $14,180 Building $19,640 | $486,614 Land $204,000 Building $282,614 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 97.5% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGH PLAINS WUA private · serves 200 people · EPA ID CO0101080 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | CITY OF THORNTON |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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