1382 Ratley Rd, West Suffield, CT 06093 Property Records

Suffield Town property record for 1382 Ratley Rd, West Suffield, CT 06093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1985
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,617 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R20039`

Property Details

APN / Parcel Number

Primary APN	`R20039`
Alternative APN	`SUFF M:00020 B:00017 L:00043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,540 sqft
Basement Area	860 sqft
Unfinished Basement	860 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R20039
Street Address	1382 RATLEY RD
City	WEST SUFFIELD
State	CT
Zip	06093-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Block	17
Legal Lot Number	43
Jurisdiction	SUFFIELD CT
Township / Civil Division	SUFFIELD
Census Block Group	1
Census Block	1000
Census Tract	477200

Owner

Source: Suffield Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Mar 8, 2023	Warranty Deed, Transfer · Stand-Alone Refinance FEDERAL SAVINGS BANK
Mar 2, 2021	Deed of Trust, Mortgage · Balloon Mortgage FREEDOM MORTGAGE CORP
Aug 6, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL
Mar 24, 2020	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2023
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Transaction Type	Mortgage
Record Updated	Jul 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000557-485
Date	Mar 2, 2021
Book Page	557/485
Instrument	2322800018

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFIELD CT
Recording Date	Mar 8, 2023
Property Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Document Number	000578-585
Book / Page	578 / 585
Instrument Date	Feb 13, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1382 RATLEY RD, WEST HARTFORD, CT

Mortgage

Document Number	2387150012
Date	Mar 8, 2023
Instrument	2387150012

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Transaction Type	Mortgage
Record Updated	Mar 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	557-485
Date	Mar 2, 2021
Book Page	557/485
Instrument	2322800018

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	530-618
Date	Aug 6, 2018
Book Page	530/618
Instrument	2207660021

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFIELD CT
Property Address	1382 RATLEY RD, WEST SUFFIELD, CT 06093-2414
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	544-731
Date	Mar 24, 2020
Book Page	544/731
Instrument	2292310012

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Suffield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Suffield Town
Unified School District	Suffield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,617.00	$154,490 (+35.48%) Land $55,020 Building $99,470	$108,143 Land $38,514 Building $69,629
2024	$3,617.00 (+10.88%)
2023	$3,262.00	$114,030 (-) Land $55,020 Building $59,010
2022	$3,262.00	$114,030 Land $55,020 Building $59,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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