Eaton County property record for 1382 Porter Dr, Charlotte, MI 48813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,366 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $83,299 (Jul 2013) |
| Tax Bill | $3,921 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20004660046000 |
| Primary APN | 20004660046000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,366 sqft Living Area |
| 1st Floor Area | 634 sqft |
| Basement Area | 634 sqft |
| Unfinished Basement | 634 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Garage Area | 440 sqft |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1382 PORTER DR |
|---|---|
| City | CHARLOTTE |
| State | MI |
| Zip | 48813-3107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | N/A |
| Legal Description | LOT 46. EMERALD ESTATES NO.2, PART OF NE 1/4 & SE 1/4 SEC.24, T2N,R5W, CITY OF CHARLOTTE 3-22-00 |
| Legal Range | 05W |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | EMERALD ESTATES |
| Legal Lot Number | 46 |
| Jurisdiction | EATON MI |
| Township / Civil Division | CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20902 |
Source: Eaton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1382 PORTER DR, CHARLOTTE, MI 48813-3107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Dec 18, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2013 · Amount on Record |
| Deed Sale | Jul 25, 2013 · Amount on Record |
| Prior Sale | Jan 5, 2012 · Amount on Record |
| Deed Book / Page | 2476 / 17 |
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 003170/256 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EATON MI |
| Property Address | 1382 PORTER DR, CHARLOTTE, MI 48813-3107 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002900/946 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 2900/946 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EATON MI |
| Recording Date | Dec 18, 2025 |
| Property Address | 1382 PORTER DR, CHARLOTTE, MI 48813-3107 |
| Document Number | 003170/256 |
| Book / Page | 3170 / 256 |
| Map Reference | LB 13 PG 56 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1382 PORTER DR, CHARLOTTE, MI 48813-3107 |
| Name | Verified Name |
|---|---|
| Address | 1382 PORTER DR, CHARLOTTE, MI 48813-3107 |
| Document Number | 0003170259 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 3170/259 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
Source: Eaton County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Eaton County |
| Municipality | Charlotte City |
| Unified School District | Charlotte Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,300 (+2.88%) | $222,173 (-) Land $31,819 Building $190,354 | |
| 2025 | $3,921.00 (+2.91%) Homeowner's exemption | $111,100 (+15.37%) | $222,173 (+15.35%) Land $31,819 Building $190,354 |
| 2024 | $3,810.00 (+11.86%) | ||
| 2023 | $96,300 | $192,600 | |
| 2022 | $3,406.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 26, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2020) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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