1382 Henderson Ln, Baker, FL 32531 Property Records

Okaloosa County property record for 1382 Henderson Ln, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,994 sqft · built 2006
Lot Size	3.19 acres (138,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,000 (Mar 2018)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-0169-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-0169-7`
Alternative APNs	`07-3N-24-0000-0022-0000` `24N307000000220000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,994 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	1,790 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	138,956 sqft (3.19 acres)
Lot Width	210 ft Width
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	108 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1382 HENDERSON LN
City	BAKER
State	FL
Zip	32531-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR OF E1/2 OF GOV LOT 8 S 78 DEG E 208.75 FT S 208.75 FT N 78 DEG W 208.75 FT N 208.75 FT TO POB LESS N 20FT FOR EXISTING R/W AND COM NE COR S 2607.69FT N 76 DEG W 189 .51FT S 16 DEG W 182.48FT N 76 DEG W 212.03FT S 206.07FT W 41.36FT TO POB
Legal Range	24W
Legal Township	03N
Legal Section	07
Legal Block	22
Legal Lot Number	8
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	3
Census Block	3033
Census Tract	20102

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Gift Deed, Transfer ATTORNEY ONLY, ATTORNEY
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jun 2, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 12, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 12, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 11, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	20183193554
Deed Book / Page	3340 / 4215
Last Transfer Date	Oct 18, 2023
Transfer Doc	0003653028
Record Updated	Sep 20, 2026

October 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 19, 2023
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0003653028
Map Reference	MB 3019 PG 4038
Instrument Date	Oct 18, 2023
Instrument	3653028
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5119 BLUE SPRINGS CV, BAKER, FL 32531-9375

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1382 HENDERSON LN, BAKER, FL 32531-5310

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 HENDERSON LN, BAKER, FL 32531-5310

Mortgage

Document Number	0036041978
Date	Feb 14, 2022
Book Page	3604/1978
Instrument	3526782

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jun 2, 2021
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0035504135
Book / Page	3550 / 4135
Instrument Date	May 26, 2021
Instrument	3460303
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 HENDERSON LANE, BAKER, FL 32531

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 12, 2021
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0035384615
Book / Page	3538 / 4615
Instrument Date	Apr 6, 2021
Instrument	3445730
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8237 JORDAN RD, BAKER, FL 32531-7275

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 22, 2019
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0034301567
Book / Page	003430 / 001567
Instrument Date	Nov 21, 2019
Instrument	3320061
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 HENDERSON LN BAKER FL 325315310, BAKER, FL 32531-5310

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 12, 2018
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0033404215
Book / Page	003340 / 004215
Instrument Date	Mar 12, 2018
Instrument	3193554
Transaction Type	Transfer
Record Updated	Mar 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 HENDERSON LN BAKER FL 325315310, BAKER, FL 32531-5310

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 11, 2017
Property Address	1382 HENDERSON LN, BAKER, FL 32531-5310
Document Number	0033074097
Book / Page	003307 / 004097
Instrument Date	Jul 11, 2017
Instrument	3146514
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	MOULTON LAND TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1382 HENDERSON LN BAKER FL 325315310, BAKER, FL 32531-5310

Mortgage

Document Number	33074098
Date	Jul 11, 2017
Book Page	003307/004098
Instrument	3146515

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 (-9.65%)	$328,722 (+3.62%)	$336,827 (+6.17%) Land $60,972 Building $275,855
2023	$3,159.00 (+143%)	$317,249 (+73.11%) Land $51,802 Building $265,447	$317,249 (+8.29%) Land $51,802 Building $265,447
2022	$1,300.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$183,264	$292,972 Land $48,413 Building $244,559

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAKER WATER SYSTEM, INC. serves 2,930 people · EPA ID FL1460043
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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