1382 Deborah Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 1382 Deborah Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,774 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Jan 2022)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5080-0485-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5080-0485-0110`
Alternative APNs	`00480232` `480232`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,774 sqft Living Area
1st Floor Area	1,234 sqft
Upper Floors Area	1,620 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	122 ft deep x 122 ft wide
Garage Area	394 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	360 sqft
Porch	Porch
Porch Area	12 sqft
Deck Area	132 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00480232
Street Address	1382 DEBORAH DR
City	SPRING HILL
State	FL
Zip	34609-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 8 BLK 485 LOT 11
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	SPRING HILL UN 8
Legal Block	485
Legal Lot Number	11
Legal Unit	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	4
Census Block	4002
Census Tract	40901

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage CALCON MUTUAL MORTGAGE LLC
Apr 29, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 19, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2022 · Amount on Record
Deed Sale	Jan 18, 2022 · Amount on Record
Prior Sale	Mar 19, 2018 · Amount on Record
Deed Document Number	2022004753
Deed Book / Page	4115 / 249
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601

Mortgage

Document Number	0039631268
Date	Mar 9, 2021
Book Page	3963/1268
Instrument	2021016270

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2048

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jan 18, 2022
Property Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601
Document Number	0041150249
Book / Page	4115 / 249
Map Reference	MB 8 PG 27-37
Instrument Date	Jan 14, 2022
Instrument	2022004753
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	MILESTONE TITLE SERVICES, MILESTONE TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5259 NW 187TH TER, 5259, MIAMI GARDENS, FL 33055-2382

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601

Mortgage

Document Number	0004115251
Date	Jan 18, 2022
Instrument	4115/251

Lender

Name	CALCON MUTUAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038341147
Date	Apr 29, 2020
Book Page	3834/1147
Instrument	2020026328

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 19, 2018
Property Address	1382 DEBORAH DR, SPRING HILL, FL 34609-4601
Document Number	0035630750
Book / Page	003563 / 000750
Instrument Date	Mar 6, 2018
Instrument	16010
Transaction Type	Transfer
Record Updated	Apr 10, 2018
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1382 DEBORAH DR SPRING HILL FL 346094601, SPRING HILL, FL 34609-4601

Mortgage

Document Number	35630752
Date	Mar 19, 2018
Book Page	003563/000752
Instrument	16011

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,323.00 (-11.81%) Additional exemption filed	$412,311 (+3.73%) Land $51,215 Building $361,096	$412,311 (+3.73%) Land $51,215 Building $361,096
2023		$397,476 (+80.19%) Land $67,365 Building $330,111
2022	$6,036.00 Homeowner's exemption	$220,591	$397,476 Land $46,234 Building $351,242

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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