1382 Co Rd 33, Waterloo, IN 46793 Property Records

DeKalb County property record for 1382 Co Rd 33, Waterloo, IN 46793

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,820 sqft · built 1955
Lot Size	7.75 acres (337,590 sqft)
Owner	2 Individual Names on File
Last Sale	$407,787 (Aug 2026)
Tax Bill	$1,085 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-02-21-200-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`17-02-21-200-001.000-018`
Alternative APN	`100221200001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	442 sqft
Unfinished Basement	442 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	337,590 sqft (7.75 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed
Shed Area	128 sqft
Granary	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	100221200001
Street Address	1382 COUNTY ROAD 33
City	WATERLOO
State	IN
Zip	46793-9583
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W1/2 NE1/4 SECTION 21 TWP 35 RANGE 13 ACRES 7.7500
Jurisdiction	DE KALB IN
Township / Civil Division	SMITHFIELD
Census Block Group	3
Census Block	3037
Census Tract	20100

Owner

1382 Co Rd 33, a rural home, is owned and occupied by two individuals who bought it in August 2026.

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INC
Aug 5, 2026	Deed of Trust, Mortgage · Construction Mortgage THREE RIVERS FEDERAL CREDIT UNION
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage THREE RIVERS FCU
Dec 15, 2023	Deed of Trust, Mortgage HALLERCOLVIN PC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2026 · Amount on File
Deed Sale	Aug 19, 2026 · Amount on File
Prior Sale	Feb 2, 2024 · Amount on File
Deed Document Number	20264460
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Aug 19, 2026
Property Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583
Document Number	0000004460
Instrument Date	Aug 13, 2026
Instrument	20264460
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583

Mortgage

Document Number	0000004461,
Date	Aug 19, 2026
Instrument	20264461

Lender

Name	MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Recording Date	Aug 5, 2026
Property Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583
Document Number	0000004184
Instrument Date	Jul 7, 2026
Instrument	20264184
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583

Mortgage

Document Number	0000004184,
Date	Aug 5, 2026
Instrument	20264184

Lender

Name	THREE RIVERS FEDERAL CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 1, 2027

Interest

Max Rate	-1%

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Feb 2, 2024
Property Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583
Document Number	0202400639
Instrument Date	Jan 8, 2024
Instrument	202400639
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583

Mortgage

Document Number	0202400640
Date	Feb 2, 2024
Instrument	202400640

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	1382 COUNTY ROAD 33, WATERLOO, IN 46793-9583
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 W RAILROAD ST, AVILLA, IN 46710-9302

Mortgage

Document Number	0202306290
Date	Dec 15, 2023
Instrument	202306290

Lender

Name	HALLERCOLVIN PC
Type	Non-Lending Institution
Address	FORT WAYNE, IN 46802

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1382 Co Rd 33 was $1,085, up 3.3% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Smithfield Township
Unified School District	DeKalb County Central United School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,085.00 (+3.33%)	$227,500 (+7.16%) Land $52,000 Building $175,500	$227,500 (+7.16%) Land $52,000 Building $175,500
2024	$1,050.00 (+6.82%)	$212,300 (+4.79%) Land $49,900 Building $162,400	$212,300 (+4.79%) Land $49,900 Building $162,400
2023	$983.00 (-2.48%)	$202,600 (+12.37%) Land $45,900 Building $156,700	$202,600 (+12.37%) Land $45,900 Building $156,700
2022	$1,008.00	$180,300 Land $40,400 Building $139,900	$180,300 Land $40,400 Building $139,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1382 Co Rd 33 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1382 Co Rd 33 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Steuben County REMC Fiber	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

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