Pinellas County property record for 13818 Wilcox Rd, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,527 sqft · built 1964 |
| Lot Size | 0.25 acres (10,903 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $176,000 (Nov 2012) |
| Tax Bill | $2,079 (2025) |
| Deeds & Mortgages | Oct 2022 Reverse Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-4647-6 |
| Primary APN | C62-000-749-4647-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,305 sqft |
| 1st Floor Area | 1,527 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | H-Shape |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 10,903 sqft (0.25 acres) |
| Lot Dimensions | 118 ft deep x 80 ft wide |
| View / Lot | Pond |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 278 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R74548 |
|---|---|
| Street Address | 13818 WILCOX RD |
| City | LARGO |
| State | FL |
| Zip | 33774-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROVE LAKE MANOR LOT 87 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 7 |
| Legal Subdivision | GROVE LAKE MANOR |
| Legal Tract | 33840 |
| Legal Block | 2 |
| Legal Lot Number | 87 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 25209 |
Source: Pinellas County records, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13818 WILCOX RD, LARGO, FL 33774-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 3, 2022 | Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jul 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on Record |
| Deed Sale | Nov 20, 2012 · Amount on Record |
| Prior Sale | Sep 23, 2011 · Amount on Record |
| Deed Document Number | 2012337525 |
| Deed Book / Page | 17789 / 2294 |
| Transfer Doc | 1129000159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13818 WILCOX RD, LARGO, FL 33774-2106 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13818 WILCOX RD, LARGO, FL 33774-2106 |
| Document Number | 0222152242 |
|---|---|
| Date | Oct 3, 2022 |
| Book Page | 22215/2242 |
| Instrument | 2022289672 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 860 Months |
| Due | Jun 8, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13818 WILCOX RD, LARGO, FL 33774-2106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0207070814 |
|---|---|
| Date | Sep 25, 2019 |
| Book Page | 20707/0814 |
| Instrument | 2019309653 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 16, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 13818 WILCOX RD, LARGO, FL 33774-2106 |
| Document Number | 0197411551 |
| Book / Page | 019741 / 001551 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 13818 WILCOX RD LARGO FL 337742106, LARGO, FL 33774-2106 |
| Document Number | 0197411551 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 019741/001551 |
| Instrument | 254682 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,079.00 (+9.19%) Homeowner's exemption Widower's exemption | $156,696 (+5.99%) | $377,915 (+17.11%) Land $154,122 Building $223,793 |
| 2023 | $1,904.00 (-0.78%) Homeowner's exemption Widower's exemption | $147,845 (+3%) | $322,689 (+4.67%) Land $173,627 Building $149,062 |
| 2022 | $1,919.00 Homeowner's exemption Widower's exemption | $143,539 | $308,293 Land $187,978 Building $120,315 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 27 (1979–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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