13817 Spruce Pine Dr, Loxahatchee, FL 33470 Property Records

Palm Beach County property record for 13817 Spruce Pine Dr, Loxahatchee, FL 33470

Property Summary

Property TypeVacant Land
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$631,590 (Sep 2026)
Tax Bill$4,156 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77-41-43-05-08-000-2620

Property Details

APN / Parcel Number

Primary APN77-41-43-05-08-000-2620

Exterior

Lot Area6,251 sqft (0.144 acres)

Location & Zoning

Street Address13817 SPRUCE PINE DR
CityLOXAHATCHEE
StateFL
Zip33470-2045
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeR-1
Legal DescriptionPINES OF WESTLAKE PHASE 2 LT 262
Legal SubdivisionPINES OF WESTLAKE PHASE 2
Legal Lot Number262
JurisdictionPALM BEACH FL
Township / Civil DivisionROYAL PALM BEACH-WEST JUPITER
Census Block Group1
Census Block1002
Census Tract7850

Owner

13817 Spruce Pine Dr, vacant land, is owned and occupied by two individuals who bought it in September 2026.

Source: Palm Beach County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address13817 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2026 · Amount on File
Deed SaleSep 4, 2026 · Amount on File
Deed Document Number2026325831
Deed Book / Page36774 / 1353
Record UpdatedOct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateSep 4, 2026
Property Address13817 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045
Document Number0000325831
Book / Page36774 / 1353
Instrument DateAug 25, 2026
Instrument2026325831
Transaction TypeTransfer
Record UpdatedOct 2, 2026
Title CompanyFOUNDERS TITLE COMPANY, FOUNDERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$446,534.13
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13817 SPRUCE PINE DR, LOXAHATCHEE, FL 33470-2045

Mortgage

Document Number0000325832,
DateSep 4, 2026
Instrument2026325832
Lender
NameUS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000325833,
DateSep 4, 2026
Book Page36774/1382
Instrument2026325833
Lender
NameCITY OF WESTLAND
Agreement
AmountAmount on Record
Interest
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 13817 Spruce Pine Dr was $4,156.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityWestlake City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,156.00$149,000$149,000 Land $149,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13817 Spruce Pine Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 438 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies438 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13817 Spruce Pine Dr is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Spruce Pine Dr

Nearby Streets

Search Property Records by Address or Parcel Number