Wayne County property record for 13815 Spruce St, Southgate, MI 48195 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,027 sqft · built 1956 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Dec 2025) |
| Tax Bill | $2,497 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 53 025 03 0075 000 |
| Primary APN | 53 025 03 0075 000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 1,007 sqft |
| Basement Area | 1,007 sqft |
| Unfinished Basement | 1,007 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 107 ft deep x 51 ft wide |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 13815 SPRUCE ST |
|---|---|
| City | SOUTHGATE |
| State | MI |
| Zip | 48195-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 36N75 LOT 75 SOUTHGATE ESTATES SUB T3S R10E L80 P8, 9 WCR |
| Legal Subdivision | SOUTHGATE ESTATES |
| Legal Lot Number | 75 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | SOUTHGATE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 582000 |
Source: Wayne County records · APN 53 025 03 0075 000
Assessment roll updated August 5, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7381 WINDSOR WOODS DR, 1C, CANTON, MI 48187-2244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 03, 2025 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 18, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 03, 2025 · Amount on Record |
| Deed Sale | Dec 03, 2025 · Amount on Record |
| Deed Document Number | 20252308 |
| Deed Book / Page | 59941 / 456 |
| Prior Transfer Date | Sep 29, 2005 |
| Prior Transfer Doc | 0597290809 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Dec 03, 2025 |
| Property Address | 13815 SPRUCE ST, SOUTHGATE, MI 48195-1364 |
| Document Number | 0599410456 |
| Book / Page | 59941 / 456 |
| Map Reference | LB 80 PG 8&9 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2026002308 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | TITLE SENSE INC, TITLE ONE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,777.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42209 BARCHESTER RD, CANTON, MI 48187-3501 |
| Name | Verified Name |
|---|---|
| Address | 7381 WINDSOR WOODS DR APT 1C, 1C, CANTON, MI 48187-2244 |
| Document Number | 0059941458 |
|---|---|
| Date | Dec 03, 2025 |
| Instrument | 59941/458 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | Aug 18, 2025 |
| Property Address | 13815 SPRUCE ST, SOUTHGATE, MI 48195-1364 |
| Document Number | 0597290809 |
| Book / Page | 59729 / 809 |
| Map Reference | LB 80 PG 8&9 |
| Instrument Date | Sep 29, 2005 |
| Instrument | 2025238962 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13815 SPRUCE ST, SOUTHGATE, MI 48195-1364 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 13815 SPRUCE ST, SOUTHGATE, MI 48195-1364 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Southgate City |
| Unified School District | Southgate Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,497.00 (-13.12%) Homeowner's exemption | $98,800 (+19.32%) | $197,600 (+19.32%) |
| 2023 | $2,874.00 Homeowner's exemption | $82,800 | $165,600 |
Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 235 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 1,000 / 75 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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