Howard County property record for 13815 Howard Rd, Dayton, MD 21036
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,630 sqft · built 1990 |
| Lot Size | 121 acres (5,294,718 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,261 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-360900 |
| Primary APN | 05-360900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,630 sqft Total Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 5,294,718 sqft (121 acres) |
| Garage Type | Basement |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 224 sqft |
| Deck Area | 270 sqft |
| Shed | 1 Shed |
| Shed Area | 4,028 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 360900 |
|---|---|
| Street Address | 13815 HOWARD RD |
| City | DAYTON |
| State | MD |
| Zip | 21036-1022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RCDEO |
| Legal Description | PAR A-1 121.5557 A 13815 HOWARD RD BAUER PROP RS LTS 1,2& A |
| Legal Lot Number | A 1 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 5, CLARKSVILLE |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 605104 |
13815 Howard Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2005.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13815 HOWARD RD, DAYTON, MD 21036-1022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2020 | Deed of Trust, Mortgage MIDATLANTIC FARM CREDIT ACA |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 25, 2005 |
| Deed Sale | Jan 25, 2005 |
| Deed Document Number | 200554097 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 13815 HOWARD RD, DAYTON, MD 21036-1022 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0198320105 |
|---|---|
| Date | Oct 19, 2020 |
| Book Page | 19832/105 |
| Name | MIDATLANTIC FARM CREDIT ACA |
|---|---|
| Type | Bank |
| Address | MOUNT JOY, PA 17552 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 13815 HOWARD RD, DAYTON, MD 21036-1022 |
| Document Number | 0191460266 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 0191460266 |
|---|---|
| Date | Jan 23, 2020 |
| Book Page | 019146/000266 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | MOUNT JOY, PA 17552 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 13815 Howard Rd was $2,261 with a homeowner's exemption, down 67.1% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,261.00 (-67.11%) Homeowner's exemption | $876,300 (+3.81%) | $940,700 (+11.44%) Land $503,300 Building $437,400 |
| 2025 | $6,875.00 (+8.51%) Homeowner's exemption | $844,100 Land $458,300 Building $385,800 | $844,100 Land $458,300 Building $385,800 |
| 2024 | $6,336.00 | ||
| 2023 | $746,167 | $844,100 Land $458,300 Building $385,800 | |
| 2022 | $7,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 13815 Howard Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13815 Howard Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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