13814 Tamara Ln, Harbert, MI 49115 Property Records

Berrien County property record for 13814 Tamara Ln, Harbert, MI 49115

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,821 sqft · built 2018
Lot Size	1.51 acres (65,776 sqft)
Owner	Individual Name on Record
Last Sale	$675,000 (Jul 2021)
Tax Bill	$9,910 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Jun 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-8510-0008-00-1`

Property Details

APN / Parcel Number

Primary APN	`07-8510-0008-00-1`
Alternative APN	`11-07-8510-0008-00-1`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,821 sqft Living Area
1st Floor Area	1,214 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	65,776 sqft (1.51 acres)
Lot Depth	151 ft Depth

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	13814 TAMARA LN
City	HARBERT
State	MI
Zip	49115-5178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 8 WATSON WOODS LIBER 251 PAGE 1
Legal Subdivision	WATSON WOODS
Legal Unit	8
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1049
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1911 W GEORGE ST, CHICAGO, IL 60657-4021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 4, 2021	Deed of Trust, Mortgage · Line of Credit 1ST SOURCE BANK
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Jun 23, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Deed Book / Page	3337 / 611
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13814 TAMARA LN, HARBERT, MI 49115
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 W GEORGE ST, CHICAGO, IL 60657-4021

Mortgage

Document Number	03460/2179
Date	Sep 23, 2025
Book Page	3460/2179
Instrument	2025442367

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2045

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13814 TAMARA LN, HARBERT, MI 49115-5178
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03278/2371
Date	Jun 17, 2020
Book Page	3278/2371

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	13814 TAMARA LN, HARBERT, MI 49115-5178
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003312/561
Date	Feb 4, 2021
Book Page	3312/561

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	145 Months
Due	Mar 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jul 23, 2021
Property Address	13814 TAMARA LN, HARBERT, MI 49115-5178
Document Number	003337/611
Book / Page	3337 / 611
Map Reference	LB 251 PG 1
Instrument Date	Jul 6, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,805.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	928 W DAKIN ST # ST4, ST4, CHICAGO, IL 60613-4785

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1911 W GEORGE ST, CHICAGO, IL 60657-4021

Mortgage

Document Number	0003337614
Date	Jul 23, 2021
Instrument	3337/614

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 23, 2020
Property Address	13814 TAMARA LN, HARBERT, MI 49115-5178
Document Number	03279/2413
Book / Page	3279 / 2413
Map Reference	LB 251 PG 1
Instrument Date	Jun 10, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 W MONROE ST # ST1700, ST1700, CHICAGO, IL 60603-5001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 W WRIGHTWOOD AVE # 3, 3, CHICAGO, IL 60614-0715

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,000 (+29.58%)	$622,000 (+29.58%)
2025	$9,910.00 (+14.34%)
2023		$240,000	$480,000
2022	$8,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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